31675 Settlers Rd, Winchester, CA 92596 Property Records

Riverside County property record for 31675 Settlers Rd, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,568 sqft · built 2025
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$529,000 (Dec 2025)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`461-630-003`

Property Details

APN / Parcel Number

Primary APN	`461-630-003`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,071 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	31675 SETTLERS RD
City	WINCHESTER
State	CA
Zip	92596-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.22000000 ACREAGEQUALCODE ML LOT 107 LOTTYPE L MAPPLATB 474 MAPPLATP 038 SUBDIVISIONNAME TR 30807
Legal Subdivision	474M38-48
Legal Tract	30807
Legal Lot Number	107
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1027
Census Tract	42737

Owner

31675 Settlers Rd is owned and occupied by an individual who bought it in December 2025.

Source: Riverside County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	31675 SETTLERS RD, WINCHESTER, CA 92596-6028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 11, 2025	Grant Deed, Subdivision Related Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Deed Document Number	2025385658
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 21, 2026
Property Address	31675 SETTLERS RD, WINCHESTER, CA 92596-6028
Document Number	0000293830
Instrument Date	Sep 12, 2026
Instrument	2026293830
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31675 SETTLERS RD, WINCHESTER, CA 92596-6028

Mortgage

Document Number	0000293830,
Date	Sep 21, 2026
Instrument	2026293830

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

December 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2025
Property Address	31675 SETTLERS RD, WINCHESTER, CA 92596-6028
Document Number	0000385658
Map Reference	MB 474 PG 38
Instrument Date	Dec 11, 2025
Instrument	2025-0385658
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31675 SETTLERS RD, WINCHESTER, CA 92596-6028

Mortgage

Document Number	0000385659
Date	Dec 11, 2025
Instrument	2025-0385659

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 31675 Settlers Rd was $4,271.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,822 (+1,007.34%) Land $132,206 Building $396,616
2025	$4,271.00	$47,756 Land $47,756
2023	$850.00 (+2.41%)	$45,902 Land $45,902
2022	$830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31675 Settlers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31675 Settlers Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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