1. Home
  2. Michigan
  3. Macomb County
  4. Fraser
  5. Cindy

31665 Cindy, Fraser, MI 48026 Property Records

Macomb County property record for 31665 Cindy, Fraser, MI 48026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,726 sqft · built 1978
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Dec 2015)
Tax Bill$5,311 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-14-06-328-015

Property Details

APN / Parcel Number

Primary APN03-14-06-328-015
Alternative APN
  • 1406328015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories4 Stories
Building Area1,726 sqft Living Area
1st Floor Area1,110 sqft
Basement Area550 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions114 ft deep x 61 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address31665 CINDY
CityFRASER
StateMI
Zip48026-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionEMERALD ESTATES SUBDIVISION LOT 31. L68 PP29-30. CITY OF FRASER
Legal Range13E
Legal Township01N
Legal Section06
Legal SubdivisionEMERALD ESTATES SUBDIVISION
Legal Lot Number31
JurisdictionMACOMB MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3002
Census Tract254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31665 CINDY, FRASER, MI 48026-2620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Oct 14, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2015 · Amount on Record
Deed SaleDec 8, 2015 · Amount on Record
Prior SaleAug 25, 1995 · Amount on Record
Deed Document Number20155148314
Deed Book / Page23763 / 750
Prior Transfer DateJan 9, 2015
Prior Transfer Doc0000006473
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address31665 CINDY, FRASER, MI 48026-2620
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019179
DateFeb 21, 2018
Book Page25224/382
Instrument8019179
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address31665 CINDY, FRASER, MI 48026-2620
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31665 CINDY, FRASER, MI 48026-2620

Mortgage

Document Number0000124214
DateOct 14, 2020
Book Page27068/163
Instrument2124214
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityFraser City
Unified School DistrictFraser Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,900 (+2.36%)$277,800 (+2.36%)
2025$5,311.00 (+17.66%) Homeowner's exemption$135,700 (+11.5%)$271,400 (+11.5%)
2023$121,700$243,400
2022$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRASER
serves 14,297 people · EPA ID MI0002460
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Nearby Properties on Cindy

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures