3166 Spring Oak Ave, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3166 Spring Oak Ave, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,003 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$3,015 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-757-8335-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-8335-7
Alternative APNs
  • 32-27-16-33988-000-0460
  • 271632339880000460
  • 162732339880000460
  • R352198

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,003 sqft Living Area
Gross Area2,640 sqft
1st Floor Area2,003 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions110 ft deep x 79 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area217 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR352198
Street Address3166 SPRING OAK AVE
CityPALM HARBOR
StateFL
Zip34684-1660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionGROVES AT COBBS LANDING, THE LOT 46
Legal Range16E
Legal Township27S
Legal Section32
Legal SubdivisionGROVES AT COBBS LANDING,
Legal Tract33988
Legal Lot Number46
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27204

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3166 SPRING OAK AVE, PALM HARBOR, FL 34684-1660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,015.00 (+7.95%) Homeowner's exemption$197,919 (+5.99%)$482,348 (+4.38%) Land $149,993 Building $332,355
2023$2,793.00 (+3.25%) Homeowner's exemption$186,739 (+3%)$462,125 (+19.62%) Land $200,418 Building $261,707
2022$2,705.00 Homeowner's exemption$181,300$386,322 Land $188,806 Building $197,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims15 (1979–2021)
Claims Outside the SFHA3 of 15
Most Recent ClaimDec 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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