3166 Sanderling Ct, Middleburg, FL 32068 Property Records

Clay County property record for 3166 Sanderling Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1987
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Apr 2018)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-25-009016-003-48`

Property Details

APN / Parcel Number

Primary APN	`05-05-25-009016-003-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	447 sqft

Exterior Amenities

Pool Area	462 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3166 SANDERLING CT
City	MIDDLEBURG
State	FL
Zip	32068-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 47 QUAILS HOLLAR AS REC OR 4070 PG 304
Legal Range	25E
Legal Township	05S
Legal Section	05
Legal Subdivision	QUAILS HOLLAR
Legal Lot Number	47
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2002
Census Tract	30209

Owner

3166 Sanderling Ct is owned and occupied by an individual who bought it in April 2018.

Source: Clay County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage HAMILTON HOME LOANS INC
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Deed Document Number	201816621
Deed Book / Page	4070 / 304
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136

Mortgage

Document Number	0048140984
Date	Apr 19, 2024
Book Page	4814/984
Instrument	2024018735

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136

Mortgage

Document Number	0045751385
Date	Feb 25, 2022
Book Page	4575/1385
Instrument	2022012481

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 4, 2018
Property Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136
Document Number	0040700304
Book / Page	4070 / 0304
Map Reference	MB20 PG35-37
Instrument Date	Mar 30, 2018
Instrument	2018016621
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	569 THORNBERRY RD, 569, ORANGE PARK, FL 32073-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 SANDERLING CT, MIDDLEBURG, FL 32068-4136

Mortgage

Document Number	2018016622
Date	Apr 4, 2018
Instrument	2018016622

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3166 Sanderling Ct was $1,827 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 Homeowner's exemption	$159,950	$253,268 Land $35,000 Building $218,268
2023	$2,016.00 (+9.62%) Homeowner's exemption	$150,916 (+3%)	$231,597 (+18.21%) Land $35,000 Building $196,597
2022	$1,839.00 Homeowner's exemption	$146,521	$195,918 Land $25,000 Building $170,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3166 Sanderling Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3166 Sanderling Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Sanderling Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures