3166 Kernland Ave, Merced, CA 95340 Property Records

Merced County property record for 3166 Kernland Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,064 sqft · built 1974
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2020)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-143-024-000`

Property Details

APN / Parcel Number

Primary APN	`006-143-024-000`
Alternative APN	`006-143-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,540 sqft (0.173 acres)
Garage Type	Attached
Garage Area	381 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	33 sqft
Patio Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-143-024
Street Address	3166 KERNLAND AVE
City	MERCED
State	CA
Zip	95340-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	PARCEL C PM 18-33 SEC 17/7/14
Legal Range	14E
Legal Township	7S
Legal Section	17
Legal Subdivision	NORTHGATE PARK
Legal Lot Number	38
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3009
Census Tract	1101

Owner

3166 Kernland Ave is owned by two individuals who acquired it in October 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1266 PANORAMA POINT CT, MERCED, CA 95340-0727
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Intrafamily Transfer, Transfer
Jan 9, 2024	Intrafamily Transfer, Transfer
Sep 25, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 5, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 5, 2019	Grant Deed, Transfer · Construction Mortgage LANTZMAN INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Nov 5, 2019 · Amount on File
Deed Document Number	202034485
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000000579
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 9, 2024
Property Address	3166 KERNLAND AVE, MERCED, CA 95340-1642
Document Number	0000000579
Map Reference	MB 20 PG 8&9
Instrument Date	Oct 2, 2023
Instrument	2024000579
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3166 KERNLAND AVE, MERCED, CA 95340-1642

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 9, 2024
Property Address	3166 KERNLAND AVE, MERCED, CA 95340-1642
Document Number	0000000579
Map Reference	MB 20 PG 8&9
Instrument Date	Oct 2, 2023
Instrument	2024000579
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3166 KERNLAND AVE, MERCED, CA 95340-1642

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2020
Property Address	3166 KERNLAND AVE, MERCED, CA 95340-1642
Document Number	0000034485
Map Reference	MB 20 PG 8&9
Instrument Date	Sep 23, 2020
Instrument	2020034485
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 21ST ST, MERCED, CA 95340-3918

Mortgage

Document Number	0000034486
Date	Sep 25, 2020
Instrument	2020034486

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 5, 2019
Property Address	3166 KERNLAND AVE, MERCED, CA 95340-1642
Document Number	0000036208
Instrument Date	Oct 29, 2019
Instrument	36208
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2249 ASTL CT MERCED CA 95340, MERCED, CA 95340

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 5, 2019
Property Address	3166 KERNLAND AVE, MERCED, CA 95340-1642
Document Number	0000036209
Instrument Date	Oct 18, 2019
Instrument	36209
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3191 M ST #A MERCED CA 953482405, A, MERCED, CA 95348-2405

Mortgage

Document Number	36210
Date	Nov 5, 2019
Instrument	36210

Lender

Name	LANTZMAN INVS
Address	SAN DIEGO, CA 92121

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 4, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 3166 Kernland Ave was $4,030, up 5.8% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,864 (+2%) Land $88,324 Building $281,540
2025	$4,030.00 (+5.77%)	$362,613 Land $86,593 Building $276,020
2024	$3,810.00 (+1.41%)
2023	$3,757.00 (+1.32%)	$348,534 Land $83,232 Building $265,302
2022	$3,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3166 Kernland Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3166 Kernland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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