3166 Keith Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 3166 Keith Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,522 sqft · built 1957
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Nov 2017)
Tax Bill	$10,213 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`431-192-015-3`

Property Details

APN / Parcel Number

Primary APN	`431-192-015-3`
Alternative APN	`431-192-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	536 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3166 KEITH DR
City	EL SOBRANTE
State	CA
Zip	94803-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2519 45
Legal Subdivision	6RACT 2519
Legal Tract	2519
Legal Lot Number	45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	360200

Owner

3166 Keith Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3166 KEITH DR, EL SOBRANTE, CA 94803-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 14, 2020	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Mar 17, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 27, 2020	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Nov 16, 2017	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	2017216522
Last Transfer Date	Mar 5, 2020
Transfer Doc	0000050103
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126916
Date	Aug 12, 2019
Instrument	2019-126916

Lender

Name	UMPQUA BANK
Type	Bank
Address	SAN FRANCISCO, CA 94114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 KEITH DR, RICHMOND, CA 94803-1940

Mortgage

Document Number	0000120587
Date	Apr 21, 2021
Instrument	2021-120587

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3166 KEITH DR, RICHMOND, CA 94803-1940

Mortgage

Document Number	0000017020
Date	Jan 27, 2022
Instrument	2022-017020

Lender

Name	UMPQUA BANK
Type	Bank
Address	BENICIA, CA 94510

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Document Number	0000019588
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3166 KEITH DR RICHMOND CA 948031940, RICHMOND, CA 94803-1940

Mortgage

Document Number	0000019588
Date	Jan 21, 2021
Instrument	19588

Lender

Name	UMPQUA BK
Type	Bank
Address	BENICIA, CA 94510

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2020
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Document Number	0000050103
Instrument Date	Mar 5, 2020
Instrument	50103
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3166 KEITH DR RICHMOND CA 948031940, RICHMOND, CA 94803-1940

Mortgage

Document Number	50104
Date	Mar 17, 2020
Instrument	50104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Document Number	0000050105
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3166 KEITH DR RICHMOND CA 948031940, RICHMOND, CA 94803-1940

Mortgage

Document Number	0000050105
Date	Mar 17, 2020
Instrument	50105

Lender

Name	UMPQUA BK
Type	Bank
Address	PORTLAND, OR 97258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2017
Property Address	3166 KEITH DR, RICHMOND, CA 94803-1940
Document Number	0000216522
Map Reference	MAP67 PG49
Instrument Date	Nov 9, 2017
Instrument	2017-216522
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3166 KEITH DR, RICHMOND, CA 94803-1940

Mortgage

Document Number	0000216523
Date	Nov 16, 2017
Instrument	2017-216523

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3166 Keith Dr was $10,213.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,118 (+2%) Land $452,742 Building $191,376
2025	$10,213.00	$631,489 Land $443,865 Building $187,624
2023	$9,773.00 (+1.4%)	$606,970 Land $426,630 Building $180,340
2022	$9,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3166 Keith Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 units insured incl. 22 condo units
Nearby Flood Claims	12 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3166 Keith Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sonic Telecom, T-Mobile, Unwired.

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