Montgomery County property record for 3166 Cobblestone Ln, Dayton, OH 45429
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,850 sqft · built 2007 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,900 (May 2023) |
| Tax Bill | $3,707 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 51446 0011 |
| Primary APN | N64 51446 0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 871 sqft |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3166 COBBLESTONE LN |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-5968 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 10 UNIT 3166 JOHNSTOWNE WOODS CONDO PH 1 |
| Legal Subdivision | JOHNSTOWNE WOODS |
| Legal Phase | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21502 |
3166 Cobblestone Ln, a condominium, is owned and occupied by an individual who bought it in May 2023.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3166 COBBLESTONE LN, DAYTON, OH 45429-5968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Mar 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Sep 9, 2019 | Loan Modification, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 202300024092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 15, 2023 |
| Property Address | 3166 COBBLESTONE LN, DAYTON, OH 45429-5968 |
| Document Number | 0000024092 |
| Map Reference | MB 208 PG 4-4G |
| Instrument Date | May 8, 2023 |
| Instrument | 202300024092 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3166 COBBLESTONE LN, DAYTON, OH 45429-5968 |
| Document Number | 0000024093 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 202300024093 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.8% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 10, 2020 |
| Property Address | 3166 COBBLESTONE LN, DAYTON, OH 45429-5968 |
| Document Number | 0000016020 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 16020 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3166 COBBLESTONE LN KETTERING OH 454295968, KETTERING, OH 45429-5968 |
| Document Number | 16030 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 16030 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 9, 2019 |
| Property Address | 3166 COBBLESTONE LN, DAYTON, OH 45429-5968 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 48680 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4900 DEERFIELD TRL SPRINGBORO OH 450667602, SPRINGBORO, OH 45066-7602 |
| Document Number | 0000048680 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 48680 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | 200 PUBLIC SQ, CLEVELAND, OH 44114-2316 |
| Amount | Amount on Record |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,090 Land $16,030 Building $42,060 | ||
| 2024 | $3,707.00 (+2.74%) | ||
| 2023 | $3,608.00 (-18.39%) | $58,090 (+3.05%) Land $16,030 Building $42,060 | $165,970 Land $45,810 Building $120,160 |
| 2022 | $4,421.00 | $56,370 Land $15,570 Building $40,800 | |
| 2020 | $161,040 Land $44,480 Building $116,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3166 Cobblestone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3166 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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