31657 Corte Encinas, Temecula, CA 92592 Property Records

Riverside County property record for 31657 Corte Encinas, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1991
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (May 2026)
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`954-261-028`

Property Details

APN / Parcel Number

Primary APN	`954-261-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,627 sqft
1st Floor Area	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31657 CORTE ENCINAS
City	TEMECULA
State	CA
Zip	92592-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 MB 211/095 TR 21674-3
Legal Subdivision	TRACT 21674 3
Legal Tract	21674-3
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2001
Census Tract	43262

Owner

Source: Riverside County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41955 MARGARITA RD, 187, TEMECULA, CA 92591-2811
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
May 21, 2026	Grant Deed, Transfer · VA Mortgage WC FUNDING
Sep 28, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 1, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	2026156275
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000460629
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416

Mortgage

Document Number	0000060496
Date	Mar 2, 2023
Instrument	2023-0060496

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 21, 2026
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Document Number	0000156275
Instrument Date	May 21, 2026
Instrument	2026156275
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000156276,
Date	May 21, 2026
Instrument	2026156276

Lender

Name	WC FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 28, 2021
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Document Number	0000575894
Map Reference	MB 211 PG 95-98
Instrument Date	Sep 10, 2021
Instrument	2021-0575894
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416

Mortgage

Document Number	0000575895
Date	Sep 28, 2021
Instrument	2021-0575895

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 28, 2020
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Document Number	0000460629
Map Reference	MB 211 PG 95-98
Instrument Date	Sep 21, 2020
Instrument	2020-0460629
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416

Mortgage

Document Number	0000460630
Date	Sep 28, 2020
Instrument	2020-0460630

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 1, 2019
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Document Number	0000290294
Map Reference	MB 211 PG 95-98
Instrument Date	Jul 5, 2019
Instrument	2019-0290294
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416

Mortgage

Document Number	0000290295
Date	Aug 1, 2019
Instrument	2019-0290295

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 1, 2019
Property Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416
Document Number	0000290293
Map Reference	MB 211 PG 95-98
Instrument Date	Jul 3, 2019
Instrument	2019-0290293
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31657 CORTE ENCINAS, TEMECULA, CA 92592-6416

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,694 (+2%) Land $216,485 Building $449,209
2025	$7,992.00 (+2.44%)	$652,642 (+4.04%) Land $212,241 Building $440,401
2023	$7,802.00 (+2.16%)	$627,300 Land $204,000 Building $423,300
2022	$7,637.00
2021			$541,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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