San Diego County property record for 3165 Via de Caballo, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,008 sqft · built 1980 |
| Lot Size | 0.38 acres (1,673 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Jan 1996) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Oct 2022 Reverse Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-210-45-00 |
| Primary APN | 264-210-45-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,008 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Lot Area | 1,673 sqft (0.38 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3165 VIA DE CABALLO |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 115 UND INT IN LOTS 36&142&ALL OF TR 007060 |
| Legal Subdivision | LAKE VALSERENO |
| Legal Tract | 007060 |
| Legal Block | 1 |
| Legal Lot Number | 36,11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-210-45-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 05, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 21, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jul 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 1996 · Amount on Record |
| Deed Sale | Jan 16, 1996 · Amount on Record |
| Prior Sale | Feb 17, 1995 · Amount on Record |
| Deed Document Number | 199619571 |
| Last Transfer Date | Jul 14, 2020 |
| Transfer Doc | 0000390489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Document Number | 0000390118 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022-0390118 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 909 Months |
| Due | Jul 10, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.58% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 21, 2020 |
| Property Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Document Number | 0000390489 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 390489 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3165 VIA DE CABALLO ENCINITAS CA 920246925, ENCINITAS, CA 92024-6925 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 21, 2020 |
| Property Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Document Number | 0000390487 |
| Map Reference | MAP 7050 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 2020-0390487 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3165 VIA DE CABALLO, ENCINITAS, CA 92024-6925 |
| Document Number | 0000390488 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020-0390488 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $271,084 (+2%) Land $163,529 Building $107,555 | |
| 2025 | $3,097.00 (+7.57%) Homeowner's exemption | $265,770 (+4.04%) Land $160,323 Building $105,447 |
| 2023 | $2,879.00 (+2.13%) Homeowner's exemption | $255,452 Land $154,099 Building $101,353 |
| 2022 | $2,819.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, Verizon.
Based on FCC filings for 166 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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