3165 Thoroughbred St, Ontario, CA 91761 Property Records

San Bernardino County property record for 3165 Thoroughbred St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 2000
Lot Size	0.178 acres (7,731 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2016)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0218-901-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-901-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
Gross Area	3,013 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	1,238 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,731 sqft (0.178 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	106 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3165 THOROUGHBRED ST
City	ONTARIO
State	CA
Zip	91761-5078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15901 LOT 7 BOOK 278 PAGE 38
Legal Subdivision	TRACT NO 15901
Legal Tract	15901
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3022
Census Tract	1906

Owner

3165 Thoroughbred St is owned and occupied by two individuals who bought it in March 2016.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage BURBANK CITY FCU
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN HERITAGE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	2016119242
Prior Transfer Date	Nov 2, 2011
Prior Transfer Doc	0000464838
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310549
Date	Jul 31, 2017
Instrument	2017-0310549

Lender

Name	BURBANK CITY FCU
Type	Credit Union
Address	BURBANK, CA 91506

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261296
Date	Jul 29, 2020
Instrument	2020-0261296

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078

Mortgage

Document Number	0000005472
Date	Jan 5, 2021
Instrument	2021-0005472

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3165 THOROUGHBRED ST, ONTARIO, CA 91761-5078
Document Number	0000270424
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3165 THOROUGHBRED ST ONTARIO CA 917615078, ONTARIO, CA 91761-5078

Mortgage

Document Number	0000270424
Date	Jun 30, 2017
Instrument	270424

Lender

Name	AMERICAN HERITAGE LNDG
Address	COSTA MESA, CA 92627

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Thoroughbred St was $5,421.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,067 (+2%) Land $173,274 Building $321,793
2025	$5,421.00	$485,359 Land $169,876 Building $315,483
2023	$5,139.00 (+1.38%)	$466,511 Land $163,279 Building $303,232
2022	$5,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3165 Thoroughbred St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3165 Thoroughbred St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks.

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