Madison County property record for 3165 Lancaster Rd, Richmond, KY 40475
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 279 acres (12,186,346 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,252 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0045-0000-0016 |
| Primary APN | 0045-0000-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,186,346 sqft (279 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 40736 |
|---|---|
| Street Address | 3165 LANCASTER RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 279.76 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10802 |
3165 Lancaster Rd, a rural home, is owner-occupied and held in a trust.
Source: Madison County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 197 MORAN MILL RD, RICHMOND, KY 40475-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3165 Lancaster Rd was $2,252 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 Homeowner's exemption | $288,000 | $288,000 |
| 2023 | $2,344.00 Homeowner's exemption | $288,000 | $288,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3165 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3165 Lancaster Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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