DeSoto County property record for 3165 Grand Oaks Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,917 sqft · built 1999 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,400 (Feb 2026) |
| Tax Bill | $641 (2025) |
| Deeds & Mortgages | Aug 2011 Line of Credit Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-5-22-01-0-00011-00 |
| Primary APN | 3-09-5-22-01-0-00011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,917 sqft Adjusted Area |
| 1st Floor Area | 1,583 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 142,006 sqft (3.26 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3165 GRAND OAKS DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | GRAND OAKS S-D SEC B LOT 11 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | GRAND OAKS S-D |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 71200 |
3165 Grand Oaks Dr is owned and occupied by two individuals who bought it in February 2026.
Source: DeSoto County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2011 | Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA |
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SIRVA MORTGAGE INC |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Deed Book / Page | 1026 / 2657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003333/693 |
|---|---|
| Date | Aug 23, 2011 |
| Book Page | 3333/693 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 28, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1502 E WINTER AVE, DANVILLE, IL 61834-7320 |
| Document Number | 5663/16861 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 5663/16861 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 19, 2026 |
| Property Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Document Number | 01026/2657 |
| Book / Page | 1026 / 2657 |
| Map Reference | MB 60 PG 3-4 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | TITLE TECH LLC, TITLE HQ LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Name | Verified Name |
|---|---|
| Address | 3165 GRAND OAKS DR, HERNANDO, MS 38632-7868 |
| Document Number | 0566316861 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 5663/16861 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 3165 Grand Oaks Dr was $641.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641.00 | $15,181 Land $2,608 Building $12,573 | $151,814 Land $26,080 Building $125,734 |
| 2023 | $775.00 | $15,181 | $151,814 Land $26,080 Building $125,734 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3165 Grand Oaks Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3165 Grand Oaks Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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