3165 E Desert Willow Rd, Phoenix, AZ 85048 Property Records

Maricopa County property record for 3165 E Desert Willow Rd, Phoenix, AZ 85048 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,033 sqft · built 1996
Lot Size	0.213 acres (9,309 sqft)
Owner	Individual Name on File
Last Sale	$453,500 (Jan 2016)
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-57-105`

Property Details

APN / Parcel Number

Primary APN	`301-57-105`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
1st Floor Area	1,989 sqft
2nd Floor Area	1,044 sqft

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,309 sqft (0.213 acres)
Parking Spaces	3 Parking Spaces
Pool Area	455 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3165 E DESERT WILLOW RD
City	PHOENIX
State	AZ
Zip	85048-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN PARK RANCH UNIT 32 MCR 361-49
Legal Range	03E
Legal Township	01S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 32
Legal Lot Number	99
Legal Unit	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3005
Census Tract	116729

Owner

Source: Maricopa County records · APN 301-57-105

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Aug 09, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Prior Sale	Apr 22, 2016
Deed Document Number	0000046628
Last Transfer Date	Aug 09, 2019
Transfer Doc	0000610164
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Transaction Type	Mortgage
Record Updated	Nov 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313

Mortgage

Document Number	0000798193
Date	Oct 25, 2022
Instrument	20220798193

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313

Mortgage

Document Number	0000321954
Date	Mar 23, 2021
Instrument	20210321954

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000531016
Date	Jun 17, 2020
Instrument	20200531016

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313

Mortgage

Document Number	0000828059
Date	Jul 30, 2021
Instrument	20210828059

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 05, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 09, 2019
Property Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313
Document Number	0000610164
Map Reference	MB 361 PG 49
Instrument Date	Aug 05, 2019
Instrument	20190610164
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3165 E DESERT WILLOW RD, PHOENIX, AZ 85048-8313

Mortgage

Document Number	0000610165
Date	Aug 09, 2019
Instrument	20190610165

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,750 (+0.04%)	$727,500 (+0.04%) Land $145,500 Building $582,000
2025	$5,122.00 (+5.5%)
2024		$72,720	$727,200 Land $145,400 Building $581,800
2023	$4,855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131167293, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 27% of Arizona
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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