3165 Cuthbert Ave, Oakland, CA 94602 Property Records

Alameda County property record for 3165 Cuthbert Ave, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1925
Lot Size	0.054 acres (2,380 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Jun 2012)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`27-858-10`

Property Details

APN / Parcel Number

Primary APN	`27-858-10`
Alternative APN	`027-0858-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1928
Architectural Style	Other
Construction Type	Wood
Lot Area	2,380 sqft (0.054 acres)

Location & Zoning

Street Address	3165 CUTHBERT AVE
City	OAKLAND
State	CA
Zip	94602-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:GARDINER TRACT
Legal Subdivision	GARDINER TRACT
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	406602

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 2, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2012 · Amount on Record
Deed Sale	Jun 26, 2012 · Amount on Record
Prior Sale	Aug 2, 2021
Deed Document Number	0000204496
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000005876
Date	Jan 10, 2024
Instrument	2024005876

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Max Rate	17%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000166870
Date	Oct 4, 2022
Instrument	2022166870

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 2, 2021
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000265215
Map Reference	MB 15 PG 15
Instrument Date	Jul 22, 2021
Instrument	2021265215
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000265216
Date	Aug 2, 2021
Instrument	2021265216

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 2, 2021
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000265217
Map Reference	MB 15 PG 15
Instrument Date	Jul 22, 2021
Instrument	2021265217
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 12, 2020
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000269285
Instrument Date	Aug 21, 2020
Instrument	269285
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3165 CUTHBERT AVE OAKLAND CA 946022729, OAKLAND, CA 94602-2729

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000048940
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE OAKLAND CA 946022729, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000048940
Date	Feb 28, 2020
Instrument	48940

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000048941
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE OAKLAND CA 946022729, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000048941
Date	Feb 28, 2020
Instrument	48941

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3165 CUTHBERT AVE, OAKLAND, CA 94602-2729
Document Number	0000099970
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CUTHBERT AVE OAKLAND CA 946022729, OAKLAND, CA 94602-2729

Mortgage

Document Number	0000099970
Date	May 21, 2018
Instrument	99970

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,673.00 (+1.59%) Homeowner's exemption	$219,797 (+4.04%) Land $65,939 Building $153,858
2023	$4,600.00 Homeowner's exemption	$211,264 Land $63,379 Building $147,885

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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