3165 Coral Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3165 Coral Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1972
Lot Size	0.8 acres (3,500 sqft)
Owner	Trust Name on File
Last Sale	$228,500 (Mar 2014)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-405-03-00`

Property Details

APN / Parcel Number

Primary APN	`165-405-03-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,500 sqft (0.8 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3165 CORAL DR
City	OCEANSIDE
State	CA
Zip	92056-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 331 TR 007100
Legal Subdivision	COSTA SERENA
Legal Tract	007100
Legal Block	3
Legal Lot Number	331
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18517

Owner

3165 Coral Dr is owner-occupied and held in a trust since April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Intrafamily Transfer, Transfer
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2014 · Amount on File
Deed Sale	Mar 18, 2014 · Amount on File
Prior Sale	Jan 15, 1997 · Amount on File
Deed Document Number	2014105829
Last Transfer Date	Apr 11, 2023
Transfer Doc	0000095287
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2023
Property Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929
Document Number	0000095287
Map Reference	MAP 710
Instrument Date	Apr 11, 2023
Instrument	2023-0095287
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000268456
Date	Jun 30, 2022
Instrument	2022-0268456

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	79615

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000770438
Date	Dec 2, 2020
Instrument	2020-0770438

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Coral Dr was $3,104 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,698 (+2%) Land $147,049 Building $138,649
2025	$3,104.00 Homeowner's exemption	$280,097 Land $144,166 Building $135,931
2023	$2,948.00 (+1.59%) Homeowner's exemption	$269,222 Land $138,569 Building $130,653
2022	$2,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3165 Coral Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3165 Coral Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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