3165 Cloverplace Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3165 Cloverplace Dr, Palm Harbor, FL 34684

Property Summary

Property TypeCondominium
Details950 sqft · built 1984
Lot Size0.168 acres (7,329 sqft)
Owner2 Individual Names on Record
Last Sale$62,200 (Jul 2013)
Tax Bill$2,930 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-758-8892-5

Property Details

APN / Parcel Number

Primary APNC62-000-758-8892-5
Alternative APNs
  • 08-28-16-16795-004-1470
  • 281608167950041470
  • 162808167950041470
  • R85076

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area7,329 sqft (0.168 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR85076
Street Address3165 CLOVERPLACE DR
CityPALM HARBOR
StateFL
Zip34684-3402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRPD75
Legal DescriptionCLOVERPLACE CONDO PHASE IV UNIT 147
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionCLOVERPLACE CONDO
Legal Phase4
Legal Tract16795
Legal Block4
Legal Lot Number1470
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1017
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3139 CLOVERPLACE DR, PALM HARBOR, FL 34684-3402
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2013 · Amount on Record
Deed SaleJul 15, 2013 · Amount on Record
Prior SaleDec 14, 2012
Deed Document Number2013229078
Deed Book / Page18083 / 2091
Last Transfer DateMar 11, 2025
Transfer Doc0231150678
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,930.00 (+4.98%)$210,854 (+11.89%) Building $210,854$210,854 (+11.89%) Building $210,854
2024$2,791.00 (+12.45%)
2023$2,482.00 (+11.85%)$188,446 (+16.44%)$188,446 (+16.44%) Building $188,446
2022$2,219.00$161,844$161,844 Building $161,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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