Pasco County property record for 31645 Bugle Ln, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,005 sqft · built 1996 |
| Lot Size | 1.39 acres (60,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Oct 2025) |
| Tax Bill | $9,285 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-26-20-002B-01600-0070 |
| Primary APN | 15-26-20-002B-01600-0070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,005 sqft Living Area |
| Gross Area | 3,921 sqft |
| 1st Floor Area | 3,005 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 60,867 sqft (1.39 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 1,300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0524010 |
|---|---|
| Old Parcel Number | 202615002B016000070 |
| Street Address | 31645 BUGLE LN |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-4757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00AR |
| Legal Description | FOX RIDGE PHASE 2 UNIT 2 PB 19 PGS 36-41 LOT 7 BLOCK 16 OR 3524 PG 1100 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | FOX RIDGE |
| Legal Phase | 2 |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32107 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 31645 BUGLE LN, WESLEY CHAPEL, FL 33543-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Oct 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage USF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jan 24, 1996 · Amount on Record |
| Deed Document Number | 2025204105 |
| Deed Book / Page | 11305 / 2000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31645 BUGLE LN, WESLEY CHAPEL, FL 33543-4757 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31645 BUGLE LN, WESLEY CHAPEL, FL 33543-4757 |
| Document Number | 0104881728 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 10488/1728 |
| Instrument | 2021249821 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 31645 BUGLE LN, WESLEY CHAPEL, FL 33543-4757 |
| Document Number | 0113052000 |
| Book / Page | 11305 / 2000 |
| Map Reference | MB 19 PG 36 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025204105 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33224 EASTER DR, WEBSTER, FL 33597-9013 |
| Name | Verified Name |
|---|---|
| Address | 31645 BUGLE LN, WESLEY CHAPEL, FL 33543-4757 |
| Document Number | 0113052002 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 11305/2002 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,285.00 (+218.96%) | $539,705 (+169.05%) Land $90,211 Building $449,494 | $539,705 (+0.85%) Land $90,211 Building $449,494 |
| 2024 | $2,911.00 (+4.04%) Homeowner's exemption | $200,600 (+3%) Land $90,211 Building $110,389 | $535,182 (+2.54%) Land $90,211 Building $444,971 |
| 2023 | $2,798.00 (+11.56%) Additional exemption filed | $194,760 (+3%) Land $90,211 Building $104,549 | $521,941 (+15.37%) Land $90,211 Building $431,730 |
| 2022 | $2,508.00 Homeowner's exemption | $189,090 Land $82,111 Building $106,979 | $452,398 Land $82,111 Building $370,287 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures