31645 Annapolis St, Wayne, MI 48184 Property Records

Wayne County property record for 31645 Annapolis St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,302 sqft · built 1957
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Dec 2023)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55 024 02 0049 000`

Property Details

APN / Parcel Number

Primary APN	`55 024 02 0049 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 53 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31645 ANNAPOLIS ST
City	WAYNE
State	MI
Zip	48184-2289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34N49 LOT 49 SUE WIN GARDENS SUB T2S R9E L79 P71 TO 73 WCR
Legal Subdivision	SUE WIN GARDENS
Legal Lot Number	49
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1001
Census Tract	566900

Owner

31645 Annapolis St is owned and occupied by two individuals who bought it in December 2023.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Aug 1, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Nov 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) STAUNTON FINANCIAL INC
Dec 11, 2023	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Nov 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Deed Document Number	2023299854
Deed Book / Page	58590 / 1374
Prior Transfer Date	Aug 5, 2019
Prior Transfer Doc	0554210666
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 11, 2026
Property Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Document Number	0600600626
Book / Page	60060 / 626
Map Reference	LB 79 PG 71-73
Instrument Date	Feb 11, 2026
Instrument	2026045985
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289

Mortgage

Document Number	0596970914
Date	Aug 1, 2025
Book Page	59697/914
Instrument	2025225915

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33306

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33411 BENTLEY CT, WESTLAND, MI 48186-5458

Mortgage

Document Number	0585731292
Date	Nov 28, 2023
Book Page	58573/1292
Instrument	2023292524

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 11, 2023
Property Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Document Number	0585901374
Book / Page	58590 / 1374
Map Reference	LB 79 PG 71-73
Instrument Date	Nov 27, 2023
Instrument	2023299854
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289

Mortgage

Document Number	0585731282
Date	Nov 28, 2023
Book Page	58573/1282
Instrument	2023292523

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 20, 2019
Property Address	31645 ANNAPOLIS ST, WAYNE, MI 48184-2289
Document Number	0554210666
Book / Page	055421 / 000666
Instrument Date	Aug 5, 2019
Instrument	326320
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31645 ANNAPOLIS ST WAYNE MI 481842289, WAYNE, MI 48184-2289

Tax Assessment & Valuation

The 2025 property tax bill for 31645 Annapolis St was $4,129 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,800 (+12.83%)	$177,600 (+12.83%)
2025	$4,129.00 Homeowner's exemption	$78,700	$157,400
2023	$71.00 Homeowner's exemption
2019	$1,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31645 Annapolis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31645 Annapolis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Annapolis St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures