Osceola County property record for 3164 Forest Breeze Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,704 sqft · built 2000 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $442,000 (Jul 2020) |
| Tax Bill | $6,114 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 89735 |
| Primary APN | 89735 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,704 sqft Heated Area |
| Gross Area | 3,590 sqft |
| 1st Floor Area | 2,440 sqft |
| Attic Area | 264 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Type | Finished |
| Garage Area | 690 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 703 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 89735 |
|---|---|
| Street Address | 3164 FOREST BREEZE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE AJAY VILLAGE PB 2 PG 201-204 LOT 86 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | LAKE AJAY |
| Legal Tract | 2512 |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3164 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | May 27, 1999 |
| Deed Document Number | 2020093376 |
| Deed Book / Page | 5756 / 1321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3164 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3164 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740 |
| Document Number | 0063351754 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 6335/1754 |
| Instrument | 2022184260 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2052 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,114.00 (+6.59%) Homeowner's exemption | $430,771 (+5.99%) | $502,900 (+9.66%) Land $90,000 Building $412,900 |
| 2023 | $5,736.00 (+3.73%) Homeowner's exemption | $406,438 (+3%) | $458,600 (+16.22%) Land $90,000 Building $368,600 |
| 2022 | $5,530.00 Homeowner's exemption | $394,600 Land $80,000 Building $314,600 | $394,600 Land $80,000 Building $314,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
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