3164 E Murray St, Inverness, FL 34453 Property Records

Citrus County property record for 3164 E Murray St, Inverness, FL 34453

Property Summary

Property TypeResidential Vacant Land
Lot Size0.221 acres (9,627 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Apr 2026)
Tax Bill$153 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-19S-02-0020-00450-0010

Property Details

APN / Parcel Number

Primary APN19E-19S-02-0020-00450-0010
Alternative APNs
  • 0219S19E0020004500010
  • 2920114

Exterior

Lot Area9,627 sqft (0.221 acres)
Lot Dimensions120 ft deep x 80 ft wide

Location & Zoning

Account Number2920114
Street Address3164 E MURRAY ST
CityINVERNESS
StateFL
Zip34453-9459
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS UNIT 2 PB 2 PG 97 LOTS 1 2 3 & 4 BLK 45
Legal Range19E
Legal Township19S
Legal Section02
Legal SubdivisionINVERNESS HIGHLANDS UNIT 2
Legal Block45
Legal Lot Number1
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1027
Census Tract450706

Owner

Source: Citrus County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3164 E MURRAY ST, INVERNESS, FL 34453-9459
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · FHA Mortgage
INSPIRE HOME LOANS INC
Apr 13, 2026Warranty Deed, Transfer · FHA Mortgage
INSPIRE HOME LOANS INC
Jul 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleJul 5, 2024 · Amount on Record
Deed Document Number202621002
Deed Book / Page3659 / 1753
Prior Transfer DateJul 18, 2018
Prior Transfer Doc0029150578
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 13, 2026
Property Address3164 E MURRAY ST, INVERNESS, FL 34453-9459
Document Number0036591753
Book / Page3659 / 1753
Instrument DateApr 10, 2026
Instrument202621002
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3164 E MURRAY ST, INVERNESS, FL 34453-9459

Mortgage

Document Number0000021003,
DateApr 13, 2026
Instrument202621003
Lender
NameINSPIRE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 13, 2026
Property Address3164 E MURRAY ST, INVERNESS, FL 34453-9459
Document Number0000021002
Book / Page3659 / 1753
Instrument DateApr 10, 2026
Instrument202621002
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyPARK TITLE, PARKWAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3164 E MURRAY ST, INVERNESS, FL 34453-9459

Mortgage

Document Number0000021003,
DateApr 13, 2026
Instrument202621003
Lender
NameINSPIRE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJul 23, 2018
Property Address3152 E MURRAY ST, INVERNESS, FL 34453-9459
Document Number0029150578
Book / Page002915 / 000578
Instrument DateJul 18, 2018
Instrument36894
Transaction TypeTransfer
Record UpdatedAug 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SILVERWOOD CIR #2 ANNAPOLIS MD 214033444, 2, ANNAPOLIS, MD 21403-3444

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153.00 (+7%)$8,560 (+15.05%) Land $8,560$8,560 (+15.05%) Land $8,560
2024$90.00 (+8.43%)$7,440 (+9.41%) Land $7,440$7,440 (+9.41%) Land $7,440
2023$83.00 (+29.69%)$6,800 (+54.55%) Land $6,800$6,800 (+54.55%) Land $6,800
2022$64.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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