3164 Clater Powell Rd, Waco, TX 76705 Property Records

McLennan County property record for 3164 Clater Powell Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 2004
Lot Size	40.3 acres (1,755,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$631,250 (Aug 2026)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-105400-004000-2`

Property Details

APN / Parcel Number

Primary APN	`24-105400-004000-2`
Alternative APNs	`2410540000400020101` `120281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	1,761 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	1,755,730 sqft (40.3 acres)
Garage Type	Attached
Garage Area	598 sqft
Driveway	Concrete Driveway
Driveway Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	289 sqft
Canopy	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3164 CLATER POWELL RD
City	WACO
State	TX
Zip	76705-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RICE LEMUEL (A-1054.00S24) ACRES 40.306
Legal Subdivision	RICE LEMUEL (A-1054.00S24)
Legal Tract	9
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2012
Census Tract	4202

Owner

Source: McLennan County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2024	Intrafamily Transfer, Transfer
Oct 19, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG
Feb 13, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	202627824
Prior Transfer Date	Mar 22, 2024
Prior Transfer Doc	0000008806
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 28, 2026
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000027824
Instrument Date	Aug 27, 2026
Instrument	202627824
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 CLATER POWELL RD, WACO, TX 76705-5912

Mortgage

Document Number	0000027825,
Date	Aug 28, 2026
Instrument	202627825

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 28, 2026
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000027824
Instrument Date	Aug 27, 2026
Instrument	202627824
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 CLATER POWELL RD, WACO, TX 76705-5912

Mortgage

Document Number	0000027825,
Date	Aug 28, 2026
Instrument	202627825

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Mar 25, 2024
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000008806
Map Reference	DOC 2006044128
Instrument Date	Mar 10, 2024
Instrument	2024008806
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 CLATER POWELL RD, WACO, TX 76705-5912

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 19, 2020
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000037124
Instrument Date	Oct 8, 2020
Instrument	37124
Transaction Type	Construction Loan
Record Updated	Nov 27, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 S 21ST ST WACO TX 767063452, WACO, TX 76706-3452

Mortgage

Document Number	37125
Date	Oct 19, 2020
Instrument	37125

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 18, 2021

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 28, 2019
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000036029
Instrument Date	Oct 25, 2019
Instrument	36029
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3164 CLATER POWELL RD WACO TX 767055912, WACO, TX 76705-5912

Mortgage

Document Number	36030
Date	Oct 28, 2019
Instrument	36030

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 13, 2018
Property Address	3164 CLATER POWELL RD, WACO, TX 76705-5912
Document Number	0000004533
Instrument Date	Feb 5, 2018
Instrument	4533
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3164 CLATER POWELL RD WACO TX 767055912, WACO, TX 76705-5912

Mortgage

Document Number	4534
Date	Feb 13, 2018
Instrument	4534

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Gholson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,751 (+6.76%) Land $328,343 Building $350,408	$678,751 (+6.76%) Land $328,343 Building $350,408
2025	$5,809.00 (+14.33%) Homeowner's exemption	$635,800 (+20.98%) Land $274,540 Building $361,260	$635,800 (+20.98%) Land $274,540 Building $361,260
2024	$5,081.00 (+3.67%)
2023		$525,560 Land $274,540 Building $251,020	$525,560 Land $274,540 Building $251,020
2022	$4,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GHOLSON WSC serves 3,903 people · EPA ID TX1550028
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: Nextlink, Verizon.

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