Arenac County property record for 3164 Bernard Rd, Sterling, MI 48659
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $1,528 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0-025-400-015-00 |
| Primary APN | 004-0-025-400-015-00 |
|---|
| Lot Area | 174,240 sqft (4 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3164 BERNARD RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T20N R4E SEC 25 S 1/2 OF NW 1/4 OF SE 1/4. TOGETHER W/ ESMT 50 FT WIDE OVER THE N 1/2 OF NW 1/4 OF SE 1/4, COM AT PNT WHERE |
| Legal Range | 04E |
| Legal Township | 20N |
| Legal Section | 25 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 970200 |
Source: Arenac County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3164 BERNARD RD, STERLING, MI 48659-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Clayton Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,500 | $125,000 | |
| 2025 | $1,528.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1990–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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