1. Home
  2. Florida
  3. Lake County
  4. Eustis
  5. Spruce Dr

31632 Spruce Dr, Eustis, FL 32736 Property Records

Lake County property record for 31632 Spruce Dr, Eustis, FL 32736 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,494 sqft Living Area
Lot Size16,273 sqft (0.374 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2026)
Tax Bill$1,520.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-29-0200-00I-00600
Alternative APNs
  • 291808020000I00600
  • 1537495

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,494 sqft Living Area
1st Floor1,494 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area16,273 sqft (0.374 acres)
Depth X Width160 ft x 113 ft Depth x Width

Exterior Amenities

Pool Area350 sqft Pool
Deck AreaDeck Area
Porch Area24 sqft Porch
Utility Building2,592 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1537495
Street Address31632 SPRUCE DR
CityEUSTIS
StateFL
Zip32736-8918
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINE LAKES LOT 6 BLK I PB 12 PG 67 ORB 4075 PG 149
Legal Range29E
Legal Township18S
Legal Section8
Legal SubdivisionPINE LAKES
Legal Tract0200
Legal BlockI
Legal Lot Number6
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2045
Census Tract30112

Owner

Source: Lake County records · APN 08-18-29-0200-00I-00600

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31632 SPRUCE DR, EUSTIS, FL 32736-8918
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleSep 20, 2011 · Amount on Record
Deed Doc Number202663195
Deed Book / Page6744 / 89
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 21, 2026
Property Address31632 SPRUCE DR, EUSTIS, FL 32736-8918
Document Number0000063195
Book / Page6744 / 89
Instrument DateMay 20, 2026
Instrument202663195
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyBLISSFUL CLOSINGS & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$208,565.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31632 SPRUCE DR, EUSTIS, FL 32736-8918

Mortgage

Document Number0000063196,
DateMay 21, 2026
Instrument202663196
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address31632 SPRUCE DR, EUSTIS, FL 32736-8918
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31632 SPRUCE DR, EUSTIS, FL 32736-8918

Mortgage

Document Number0056040278
DateDec 18, 2020
Book Page5604/278
Instrument2020142871
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$96,600 (+2.9%)$128,778 (-0.14%) Land $28,589 Building $100,189
2025$1,520.00 (+3.26%) Homeowner's exemption$93,880 (+5.97%) Land $28,589 Building $65,291$128,963 (+3.73%) Land $28,589 Building $100,374
2024$1,472.00 (+18.42%)
2023$1,243.00 (+17.49%) Homeowner's exemption$88,590 (+3%)$124,326 (+4.53%) Land $25,990 Building $98,336
2022$1,058.00 Homeowner's exemption$86,010$118,943 Land $20,792 Building $98,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 565 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures