3163 Tonto Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3163 Tonto Dr, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	2,432 sqft · built 2003
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2023)
Tax Bill	$849 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206-11-092`

Property Details

APN / Parcel Number

Primary APN	`206-11-092`

Interior

Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	76 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3163 TONTO DR
City	OVERGAARD
State	AZ
Zip	85933-5427
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	ZANE GREY ACRES LOT 93 2003 CHAMPION 32 X76 VIN# 15701852A&B 2005-01985
Legal Range	17E
Legal Township	12N
Legal Section	21
Legal Subdivision	ZANE GREY ACRES
Legal Lot Number	93
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1000
Census Tract	963700

Owner

3163 Tonto Dr, a mobile home, is owned by an individual who bought it in February 2023.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	14860 N 135TH LN, SURPRISE, AZ 85379-8452
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Prior Sale	Jul 27, 2012 · Amount on File
Deed Document Number	20231929
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0000020476
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 17, 2023
Property Address	3163 TONTO DR, OVERGAARD, AZ 85933-5427
Document Number	0000001929
Map Reference	MB 6 PG 38
Instrument Date	Feb 10, 2023
Instrument	2023-01929
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7026 E LATHAM ST, SCOTTSDALE, AZ 85257-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14860 N 135TH LN, SURPRISE, AZ 85379-8452

Mortgage

Document Number	0000001930
Date	Feb 17, 2023
Instrument	2023-01930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2020
Property Address	3163 TONTO DR, OVERGAARD, AZ 85933-5427
Document Number	0000020476
Instrument Date	Oct 6, 2016
Instrument	20476
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7026 E LATHAM ST SCOTTSDALE AZ 852573312, SCOTTSDALE, AZ 85257-3312

Tax Assessment & Valuation

The 2025 property tax bill for 3163 Tonto Dr was $849, up 1.7% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$138,775 (-14.34%) Land $37,231 Building $101,544
2026			$161,999 (+8.29%) Land $39,445 Building $122,554
2025	$849.00 (+1.68%)	$14,960 Land $3,589 Building $11,371	$149,600 Land $35,889 Building $113,711
2024	$835.00 (+2.58%)
2023	$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3163 Tonto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3163 Tonto Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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