3163 120th St, Frederic, WI 54837 Property Records

Polk County property record for 3163 120th St, Frederic, WI 54837

Property Summary

Property Type	Single Family Home
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on File
Last Sale	$348,000 (Feb 2022)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Sep 2019 Construction Loan Oct 2020 Construction Loan + 8 more
Flood Zone	Zone X (minimal risk)
APN	`048-00584-0000`

Property Details

APN / Parcel Number

Primary APN	`048-00584-0000`

Exterior

Lot Area	150,282 sqft (3.45 acres)

Location & Zoning

Street Address	3163 120TH ST
City	FREDERIC
State	WI
Zip	54837-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM 7380 V34 P46 (890713)
Legal Range	17W
Legal Township	37N
Legal Section	25
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	WEST SWEDEN
Census Block Group	2
Census Block	2065
Census Tract	960100

Owner

3163 120th St is owned and occupied by two individuals who bought it in February 2022.

Source: Polk County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3163 120TH ST, FREDERIC, WI 54837-4515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK OF ROSEAU
Oct 8, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA
Feb 21, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK OF ROSEAU
Mar 30, 2021	Warranty Deed, Transfer ST CROIX COUNTY ABSTRACT & T
Jul 20, 2020	Warranty Deed, Transfer
Jan 14, 2019	Land Contract, Transfer
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Jan 14, 2019	Land Contract, Transfer
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2022 · Amount on File
Deed Sale	Feb 21, 2022 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	2022906211
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000906211
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000875403
Date	Sep 17, 2019
Instrument	875403

Lender

Name	CITIZENS STATE BANK OF ROSEAU
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 30, 2024

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000887823
Date	Oct 8, 2020
Instrument	887823

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 2, 2025

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000887779
Date	Oct 7, 2020
Instrument	887779

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Feb 21, 2022
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000906211
Map Reference	MAP7380 VL34 PG46
Instrument Date	Feb 10, 2022
Instrument	906211
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000906212
Date	Feb 21, 2022
Instrument	906212

Lender

Name	CITIZENS STATE BANK OF ROSEAU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Mar 30, 2021
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000894363
Map Reference	DOC869006
Instrument Date	Mar 30, 2021
Instrument	894363
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jul 20, 2020
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000884689
Instrument Date	Mar 23, 2020
Instrument	884689
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK WI
Recording Date	Jan 14, 2019
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000869006
Instrument Date	Jan 8, 2019
Instrument	869006
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jan 14, 2019
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000869003
Map Reference	DOC 863686
Instrument Date	Jan 8, 2019
Instrument	869003
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Tax	$732.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000869004
Date	Jan 14, 2019
Instrument	869004

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Fixed Rate

January 2019: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	POLK WI
Recording Date	Jan 14, 2019
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000869005
Instrument Date	Jan 8, 2019
Instrument	869005
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 12, 2018
Property Address	3163 120TH ST, FREDERIC, WI 54837-4515
Document Number	0000865402
Map Reference	DOC 863686 MAP 6936
Instrument Date	Sep 5, 2018
Instrument	865402
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount on Record
Tax	$183.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000864967
Date	Aug 30, 2018
Instrument	864967

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3163 120th St was $3,227 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	West Sweden Town
Unified School District	Frederic School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 Homeowner's exemption	$279,600 Land $18,600 Building $261,000	$313,000 Land $20,822 Building $292,178
2023	$3,024.00 (+66.7%)	$279,600 (+187.95%) Land $18,600 Building $261,000	$277,600 (+94.94%)
2022	$1,814.00	$97,100 Land $12,600 Building $84,500	$142,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3163 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3163 120th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starwire Technologies Fiber	1,000 / 1,000

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