31623 E Shore Dr, Pengilly, MN 55775 Property Records

Itasca County property record for 31623 E Shore Dr, Pengilly, MN 55775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,080 sqft
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2010)
Tax Bill	$3,658 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`25-520-0140`

Property Details

APN / Parcel Number

Primary APN	`25-520-0140`
Alternative APNs	`119141` `28979`

Interior

Bedrooms	4 Beds
Building Area	2,080 sqft Base Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Width	75 ft Width
Garage Type	Detached
Garage Area	3,640 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	170 sqft
Patio Area	380 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	119141
Street Address	31623 E SHORE DR
City	PENGILLY
State	MN
Zip	55775-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOT 11-BLK 1
Legal Range	22W
Legal Township	56N
Legal Section	18
Legal Subdivision	FIRST ADDITION TO SWAN LAKE
Legal Block	1
Legal Lot Number	11
Jurisdiction	ITASCA MN
Township / Civil Division	LONE PINE
Census Block Group	3
Census Block	3048
Census Tract	481002

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31623 E SHORE DR, PENGILLY, MN 55775-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit BAE CREDIT UNION
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HIWAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2010 · Amount on Record
Deed Sale	May 27, 2010 · Amount on Record
Deed Document Number	2010644132
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	Jun 3, 2026
Property Address	31623 E SHORE DR, PENGILLY, MN 55775-2081
Document Number	0000797414
Instrument Date	May 22, 2026
Instrument	2026797414
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31623 E SHORE DR, PENGILLY, MN 55775-2081

Mortgage

Document Number	0000797414,
Date	Jun 3, 2026
Instrument	2026797414

Lender

Name	BAE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2046

Interest

Rate	3.99%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	31623 E SHORE DR, PENGILLY, MN 55775-2081
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000754667
Date	Jul 28, 2021
Instrument	A000754667

Lender

Name	HIWAY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Lone Pine Township
Unified School District	Nashwauk-Keewatin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,658.00 (+7.97%) Homeowner's exemption
2025		$401,000 (+37.75%) Land $173,900 Building $227,100	$401,000 (+37.75%) Land $173,900 Building $227,100
2024	$3,388.00
2022		$291,100 Land $126,100 Building $165,000	$291,100 Land $126,100 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: Verizon.

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