31622 Saint Croix Rd, Pine City, MN 55063 Property Records

Pine County property record for 31622 Saint Croix Rd, Pine City, MN 55063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,381 sqft · built 1916
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2022)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26.0043.001`

Property Details

APN / Parcel Number

Primary APN	`26.0043.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,381 sqft Living Area
Gross Area	1,264 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Shed	1 Shed
Shed Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31622 SAINT CROIX RD
City	PINE CITY
State	MN
Zip	55063-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-038 RANGE-020 5.00 AC THAT PART OF NORTHEAST 1/4 OF NORTHWEST 1/4 DESC AS FOLL: BEG AT NW CORNER OF NORTHEAST 1/4
Legal Range	020
Legal Township	038
Legal Section	03
Jurisdiction	PINE MN
Township / Civil Division	PINE CITY
Census Block Group	1
Census Block	1023
Census Tract	950600

Owner

31622 Saint Croix Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Pine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31622 SAINT CROIX RD, PINE CITY, MN 55063-4453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 24, 2018	Warranty Deed, Transfer
Jul 26, 2010	Warranty Deed, Transfer · FHA Mortgage MAC CLAIR MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Oct 3, 2022 · Amount on File
Deed Document Number	2022573101
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 2, 2022
Property Address	31622 SAINT CROIX RD, PINE CITY, MN 55063-4453
Document Number	0000573101
Instrument Date	Oct 3, 2022
Instrument	573101
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31622 SAINT CROIX RD, PINE CITY, MN 55063-4453

Mortgage

Document Number	0000573102
Date	Nov 2, 2022
Instrument	573102

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Sep 24, 2018
Property Address	31622 SAINT CROIX RD, PINE CITY, MN 55063-4453
Document Number	0000542370
Instrument Date	Sep 13, 2018
Instrument	542370
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jul 26, 2010
Property Address	31622 SAINT CROIX RD, PINE CITY, MN 55063-4453
Document Number	0000000456
Instrument Date	Jul 23, 2010
Instrument	00456
Transaction Type	Transfer
Record Updated	Jul 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4096 STATE HIGHWAY 70, PINE CITY, MN 55063-4674

Mortgage

Document Number	0000489119
Date	Jul 26, 2010
Instrument	489119

Lender

Name	MAC CLAIR MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 31622 Saint Croix Rd was $1,348 with a homeowner's exemption.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Pine City Township
Unified School District	Pine City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,500 Land $75,600 Building $134,900	$210,500 Land $75,600 Building $134,900
2025	$1,348.00
2023	$1,388.00 Homeowner's exemption	$201,500 Land $49,200 Building $152,300	$201,500 Land $49,200 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31622 Saint Croix Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31622 Saint Croix Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Starwire Technologies Fixed Wireless	100 / 25
GigFire Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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