3162 Upton Dr, Troy, MI 48084 Property Records

Oakland County property record for 3162 Upton Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,338 sqft · built 1956
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Oct 2017)
Tax Bill$6,529 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-19-353-002

Property Details

APN / Parcel Number

Primary APN88-20-19-353-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,338 sqft Living Area
1st Floor Area2,338 sqft
Basement Area2,338 sqft
Unfinished Basement2,338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions150 ft deep x 120 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area115 sqft
Deck Area405 sqft
Patio Area405 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3162 UPTON DR
CityTROY
StateMI
Zip48084-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 THORNWOOD SUB LOT 14
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTHORNWOOD SUB
Legal Lot Number14
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1036
Census Tract196700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3162 UPTON DR, TROY, MI 48084-1249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Dec 5, 2018Deed of Trust, Mortgage · Commercial Mortgage
STATE FARM BANK FSB
Apr 1, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Oct 3, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2017 · Amount on Record
Deed SaleOct 3, 2017 · Amount on Record
Prior SaleOct 13, 2010 · Amount on Record
Deed Document Number2017183326
Deed Book / Page51134 / 106
Prior Transfer DateAug 20, 2008
Prior Transfer Doc0000159949
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3162 UPTON DR, TROY, MI 48084-1249
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3162 UPTON DR, TROY, MI 48084-1249

Mortgage

Document Number0000041024
DateFeb 16, 2021
Book Page55699/475
Instrument41024
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term356 Months
DueOct 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3162 UPTON DR, TROY, MI 48084-1249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000196366
DateDec 5, 2018
Book Page52413/00648
Instrument196366
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressBLOOMINGTON, IL 61710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueNov 19, 2023
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3162 UPTON DR, TROY, MI 48084-1249
Document Number0000072467
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3162 UPTON DR TROY MI 480841249, TROY, MI 48084-1249

Mortgage

Document Number0000072467
DateApr 10, 2020
Book Page054061/000212
Instrument72467
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 9, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 3, 2017
Property Address3162 UPTON DR, TROY, MI 48084-1249
Document Number0000183326
Book / Page051134 / 000106
Instrument DateSep 26, 2017
Instrument183326
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4021 WENTWORTH DR TROY MI 480984247, TROY, MI 48098-4247

Mortgage

Document Number183327
DateOct 3, 2017
Book Page051134/000108
Instrument183327
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,529.00 (-1.49%)
2023$412,840
2022$6,628.00$206,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1981–2007)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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