3162 Lake Breeze Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3162 Lake Breeze Cir, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,075 sqft · built 2023
Lot Size	0.555 acres (24,175 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Sep 2020)
Tax Bill	$13,884 (2025)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-25-31-2512-0001-0090`

Property Details

APN / Parcel Number

Primary APN	`04-25-31-2512-0001-0090`
Alternative APNs	`253104251200010090` `89658`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	4,075 sqft Living Area
Gross Area	5,921 sqft
1st Floor Area	2,323 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,175 sqft (0.555 acres)
Lot Dimensions	182 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	640 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	80 sqft
Porch	Finished/Open Porch
Deck Area	1,562 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3162 LAKE BREEZE CIR
City	SAINT CLOUD
State	FL
Zip	34771-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	LAKE AJAY VILLAGE PB 2 PG 201-204 LOT 9
Legal Range	31E
Legal Township	25S
Legal Section	04
Legal Subdivision	LAKE AJAY VLG
Legal Tract	2512
Legal Block	1
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3162 LAKE BREEZE CIR, SAINT CLOUD, FL 34771-7807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 17, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	2020124963
Deed Book / Page	5795 / 2949
Last Transfer Date	Apr 19, 2021
Transfer Doc	0059450116
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2021
Property Address	3162 LAKE BREEZE CIR, SAINT CLOUD, FL 34771-7807
Document Number	0059450116
Book / Page	5945 / 116
Map Reference	MB 2 PG 201-204
Instrument Date	Apr 19, 2021
Instrument	2021064001
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12756 BOVET AVE, 12756, ORLANDO, FL 32827-7699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 HENLEY ST, SAINT CLOUD, FL 34771-7683

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2020
Property Address	3162 LAKE BREEZE CIR, SAINT CLOUD, FL 34771-7807
Document Number	0057952949
Book / Page	005795 / 002949
Instrument Date	Sep 15, 2020
Instrument	124963
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,099.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3162 WHISPER WIND DR ST CLOUD FL 347717896, ST CLOUD, FL 34771-7896

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,884.00 (+6.18%) Homeowner's exemption	$991,600 (+891.6%) Land $100,000 Building $891,600	$991,600 (+891.6%) Land $100,000 Building $891,600
2024	$13,076.00 (+547.97%)
2023	$2,018.00 (+45.28%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2022	$1,389.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink, Spectrum, Verizon.

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