3162 Atholl Rd, Lucerne, CA 95458 Property Records

Lake County property record for 3162 Atholl Rd, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,694 sqft · built 2004
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$221,000 (Jun 2016)
Tax Bill$2,864 (2026)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN034-355-320-000

Property Details

APN / Parcel Number

Primary APN034-355-320-000
Alternative APN
  • 034-355-32

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area1,694 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeConcrete
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number034-355-32
Street Address3162 ATHOLL RD
CityLUCERNE
StateCA
Zip95458-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCLEAR LAKE BEACH ANX 02
Legal Block2
Legal Lot Number301
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2035
Census Tract501

Owner

3162 Atholl Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3162 ATHOLL RD, LUCERNE, CA 95458-8505
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2016 · Amount on File
Deed SaleJun 30, 2016 · Amount on File
Prior SaleMar 20, 2013 · Amount on File
Deed Document Number20168249
Prior Transfer DateAug 10, 2012
Prior Transfer Doc0000013574
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3162 ATHOLL RD, LUCERNE, CA 95458-8505
Transaction TypeMortgage
Record UpdatedOct 6, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3162 ATHOLL RD, LUCERNE, CA 95458-8505

Mortgage

Document Number0000009141
DateAug 22, 2023
Instrument2023009141
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term275 Months
DueJul 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 3162 Atholl Rd was $2,864, down 2.3% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,864.00 (-2.32%)$266,844 (+2%) Land $54,333 Building $212,511
2025$2,932.00$261,613 Land $53,268 Building $208,345
2023$2,806.00 (+0.9%)$251,455 Land $51,200 Building $200,255
2022$2,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3162 Atholl Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3162 Atholl Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUCERNE WATER CO. - CAL WATER SERVICE
private · serves 2,312 people · EPA ID CA1710005
Water SourceSurface water
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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