31610 Debbi Ln, Magnolia, TX 77355 Property Records

Montgomery County property record for 31610 Debbi Ln, Magnolia, TX 77355

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,823 sqft · built 1987
Lot Size	0.978 acres (42,620 sqft)
Owner	Individual Name on File
Last Sale	$495,923 (Sep 2022)
Tax Bill	$4,463 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9475-03-00300`

Property Details

APN / Parcel Number

Primary APN	`9475-03-00300`
Alternative APN	`R180440`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,823 sqft Living Area
1st Floor Area	1,451 sqft
2nd Floor Area	372 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	42,620 sqft (0.978 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	685 sqft
Shed	1 Shed
Shed Area	270 sqft
Canopy	91 sqft
Storage Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	31610 DEBBI LN
City	MAGNOLIA
State	TX
Zip	77355-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT SPRINGS 03, BLOCK 1, LOT 3, ACRES 0.980
Legal Subdivision	WALNUT SPRINGS 03
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MAGNOLIA
Census Block Group	4
Census Block	4001
Census Tract	690102

Owner

31610 Debbi Ln is owned and occupied by an individual who bought it in September 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	31610 DEBBI LN, MAGNOLIA, TX 77355-3727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Sep 16, 2013
Deed Document Number	2022118800
Prior Transfer Date	Jul 22, 2011
Prior Transfer Doc	0000064499
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 27, 2022
Property Address	31610 DEBBI LN, MAGNOLIA, TX 77355-3727
Document Number	0000118800
Map Reference	CAB B SH 94A
Instrument Date	Sep 27, 2022
Instrument	2022118800
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31610 DEBBI LN, MAGNOLIA, TX 77355-3727

Mortgage

Document Number	0000118801
Date	Sep 27, 2022
Instrument	2022118801

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	31610 DEBBI LN, MAGNOLIA, TX 77355-3727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31610 DEBBI LN, MAGNOLIA, TX 77355-3727

Mortgage

Document Number	0000119836
Date	Oct 21, 2020
Instrument	2020119836

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	BRYAN, TX 77802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 31610 Debbi Ln was $4,463 with a homeowner's exemption, down 9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,156 (+0.23%) Land $85,240 Building $305,916	$391,156 (+0.23%) Land $85,240 Building $305,916
2025	$4,463.00 (-9.03%) Homeowner's exemption	$390,263 (-0.95%) Land $85,240 Building $305,023	$390,263 (-0.95%) Land $85,240 Building $305,023
2024	$4,906.00 (-9.37%) Homeowner's exemption	$394,017 (-8.18%) Land $85,240 Building $308,777	$394,017 (-8.18%) Land $85,240 Building $308,777
2023	$5,413.00 Homeowner's exemption	$429,110 Land $85,240 Building $343,870	$429,110 Land $85,240 Building $343,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31610 Debbi Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31610 Debbi Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT SPRINGS private · serves 624 people · EPA ID TX1700128
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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