3161 Totem Trl, Reading, MI 49274 Property Records

Hillsdale County property record for 3161 Totem Trl, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.203 acres (8,875 sqft)
Owner	2 Company Names on File
Last Sale	$38,000 (Sep 2023)
Tax Bill	$72 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-081`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-081`

Interior

Full Baths	1 Bath
Stories	1 Story

Exterior

Exterior Material	Wood Siding
Lot Area	8,875 sqft (0.203 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3161 TOTEM TRL
City	READING
State	MI
Zip	49274-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 91 TOTEM VILLAGE SEC 8 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	91
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	50400

Owner

3161 Totem Trl is owned by a company that acquired it in May 2025.

Source: Hillsdale County records, as of December 23, 2025

Owner of Record	2 Company Names on File
Mailing Address	10231 WOODBRIDGE RD, CAMDEN, MI 49232-9602
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer PUBLIC TITLE COMPANY
May 25, 2022	Warranty Deed, Transfer PUBLIC TITLE COMPANY
Mar 15, 2021	Warranty Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE COMAPNY
May 18, 2017	Intrafamily Transfer, Transfer ATTORNEY
Jan 4, 2017	Warranty Deed, Transfer · ARM HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Sep 8, 2023 · Amount on File
Deed Document Number	2023601558
Deed Book / Page	1857 / 737
Last Transfer Date	May 15, 2025
Transfer Doc	001894/318
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 8, 2023
Property Address	3161 TOTEM TRL, READING, MI 49274-9226
Document Number	001857/737
Book / Page	1857 / 737
Map Reference	LB 5 PG 42&43
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2860 WILTSHIRE DR, LAMBERTVILLE, MI 48144-9536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 TOTEM TRL, READING, MI 49274-9226

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 25, 2022
Property Address	3161 TOTEM TRL, READING, MI 49274-9226
Document Number	001827/315
Book / Page	1827 / 315
Map Reference	MB 5 PG 428&43
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7845 HAVEN ST, 7845, LAS VEGAS, NV 89123-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 WILTSHIRE DR, LAMBERTVILLE, MI 48144-9536

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 15, 2021
Property Address	3161 TOTEM TRL, READING, MI 49274-9226
Document Number	1789/388
Book / Page	1789 / 388
Map Reference	LB 5 PG 42&43
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE COMAPNY

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8117 PARKLAND, 8117, REDFORD, MI 48239-1116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 HAVEN ST, LAS VEGAS, NV 89123-1713

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 18, 2017
Property Address	3161 TOTEM TRL, READING, MI 49274-9226
Document Number	1656/0226
Book / Page	1656 / 0226
Map Reference	LB5 PG42&43
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8117 PARKLAND, DETROIT, MI 48239-1116

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jan 4, 2017
Property Address	3161 TOTEM TRL, READING, MI 49274-9226
Document Number	1644/0407
Book / Page	1644 / 0407
Map Reference	LB5 PG42&43
Instrument Date	Jan 3, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 E TEMPERANCE RD, 1805, ERIE, MI 48133-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8117 PARKLAND, DETROIT, MI 48239-1116

Mortgage

Document Number	16440408
Date	Jan 4, 2017
Instrument	1644/0408

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3161 Totem Trl was $72.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72.00	$6,600	$12,480 Land $6,625 Building $5,855
2023		$6,200	$11,615 Land $6,625 Building $4,990
2021	$252.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3161 Totem Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3161 Totem Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Totem Trl

Nearby Streets

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