3161 Stepping Rock Dr, Apison, TN 37302 Property Records

Hamilton County property record for 3161 Stepping Rock Dr, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,692 sqft · built 2004
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$412,500 (Aug 2021)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173A A 009`

Property Details

APN / Parcel Number

Primary APN	`173A A 009`
Alternative APN	`0000148434`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,692 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,750 sqft (0.292 acres)
Lot Dimensions	150 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000148434
Street Address	3161 STEPPING ROCK DR
City	APISON
State	TN
Zip	37302-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 CRYSTAL BROOK PB67 PG184
Legal Subdivision	CRYSTAL BROOK
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11203

Owner

3161 Stepping Rock Dr is owned and occupied by an individual who bought it in August 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3161 STEPPING ROCK DR, APISON, TN 37302-7514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Nov 24, 2004 · Amount on File
Deed Document Number	2021082500314
Deed Book / Page	12623 / 801
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2021
Property Address	3161 STEPPING ROCK DR, APISON, TN 37302-7514
Document Number	0000000314
Book / Page	12623 / 801
Map Reference	MB 67 PG 184
Instrument Date	Aug 24, 2021
Instrument	2021082500314
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 STEPPING ROCK DR, APISON, TN 37302-7514

Mortgage

Document Number	0012623803
Date	Aug 25, 2021
Instrument	12623/803

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3161 Stepping Rock Dr was $2,129, up 11.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00 (+11.12%)	$140,525 (+64.02%)	$562,100 (+64.02%) Land $70,000 Building $492,100
2024	$1,916.00 (-0.47%)	$85,675 (-)	$342,700 (-) Land $55,000 Building $287,700
2023	$1,925.00	$85,675	$342,700 Land $55,000 Building $287,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3161 Stepping Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3161 Stepping Rock Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepping Rock Dr

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