3161 Sawgrass Ct, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3161 Sawgrass Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,454 sqft · built 1991
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Oct 2019)
Tax Bill	$13,392 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-0012-0009-00`

Property Details

APN / Parcel Number

Primary APN	`501-0012-0009-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,454 sqft Living Area
Gross Area	7,116 sqft
1st Floor Area	2,222 sqft
2nd Floor Area	1,515 sqft
Attic	Attic
Attic Area	317 sqft
Basement Area	2,182 sqft
Finished Basement	1,400 sqft
Unfinished Basement	782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3161 SAWGRASS CT
City	CINCINNATI
State	OH
Zip	45244-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS CT 1.32 AC LOT 27 IVY HILLS SUB PHASE 1 BLK B
Legal Subdivision	IVY HILLS SUB PHASE 1
Legal Block	B
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1017
Census Tract	24904

Owner

3161 Sawgrass Ct is owned and occupied by two individuals who bought it in October 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION SAVINGS BANK
Jun 16, 2021	Transfer on Death Deed, Transfer
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Deed Document Number	201985248
Deed Book / Page	14014 / 1824
Prior Transfer Date	Jul 3, 2013
Prior Transfer Doc	0000000422
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081875
Date	Aug 24, 2022
Book Page	14737/355
Instrument	2022-0081875

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2021
Property Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271
Document Number	0000073694
Book / Page	14440 / 591
Map Reference	MB 289 PG 45&46
Instrument Date	Jun 11, 2021
Instrument	2021-0073694
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 2, 2019
Property Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271
Document Number	0000085248
Book / Page	14014 / 01824
Map Reference	MB 289 PG 45&46
Instrument Date	Sep 27, 2019
Instrument	2019-0085248
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271

Mortgage

Document Number	0000085249
Date	Oct 2, 2019
Instrument	2019-0085249

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3161 SAWGRASS CT, CINCINNATI, OH 45244-3271
Document Number	0000085249
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3161 SAWGRASS CT CINCINNATI OH 452443271, CINCINNATI, OH 45244-3271

Mortgage

Document Number	0000085249
Date	Oct 2, 2019
Book Page	014014/001826
Instrument	85249

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3161 Sawgrass Ct was $13,392, up 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Newtown Village
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,392.00 (+1.89%)	$236,194 (-) Land $58,870 Building $177,324	$674,840 Land $168,200 Building $506,640
2024	$13,144.00 (+1.96%)	$236,194 (+2.41%) Land $58,870 Building $177,324
2023	$12,891.00 (-0.36%)	$230,629 (+11.68%) Land $58,870 Building $171,759	$674,840 Land $168,200 Building $506,640
2022	$12,937.00 Homeowner's exemption	$206,501 Land $57,103 Building $149,398
2020			$590,000 Land $163,150 Building $426,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3161 Sawgrass Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2018–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3161 Sawgrass Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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