3161 Roaring Fork Rd, Creston, NC 28615 Property Records

Ashe County property record for 3161 Roaring Fork Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	2,524 sqft · built 2001
Lot Size	1.08 acres (47,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,500 (Oct 2013)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17072-053`

Property Details

APN / Parcel Number

Primary APN	`17072-053`
Alternative APN	`17413`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,524 sqft Heated Area
Gross Area	3,272 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	47,437 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17413
Street Address	3161 ROARING FORK RD
City	CRESTON
State	NC
Zip	28615-8977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.089 A FROM ELAINE HAM SHEPHERD NCSR 1320 03 4
Jurisdiction	ASHE NC
Township / Civil Division	POND MOUNTAIN
Census Block Group	1
Census Block	1028
Census Tract	970300

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3161 ROARING FORK RD, CRESTON, NC 28615-8977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013 · Amount on Record
Deed Sale	Oct 23, 2013 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Document Number	20134932
Deed Book / Page	445 / 1878
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3161 ROARING FORK RD, CRESTON, NC 28615-8977
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513/423
Date	Jun 15, 2020
Book Page	513/423
Instrument	2638

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3161 ROARING FORK RD, CRESTON, NC 28615-8977
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 ROARING FORK RD, CRESTON, NC 28615-8977

Mortgage

Document Number	000546/859
Date	Sep 29, 2022
Book Page	546/859
Instrument	5224

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (+3.83%)	$378,800 (-) Land $16,300 Building $362,500	$378,800 (-) Land $16,300 Building $362,500
2023	$1,984.00 (+31.3%)	$378,800 (+64.12%) Land $16,300 Building $362,500	$378,800 (+64.12%) Land $16,300 Building $362,500
2022	$1,511.00	$230,800 Land $12,000 Building $218,800	$230,800 Land $12,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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