Hamilton County property record for 3161 Niles St, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,861 sqft · built 1913 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $558,500 (Feb 2026) |
| Tax Bill | $11,155 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-0006-0031-00 |
| Primary APN | 044-0006-0031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 2,521 sqft |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 660 sqft |
| Attic | Attic |
| Attic Area | 317 sqft |
| Basement Area | 660 sqft |
| Family Room | Family Room |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Width | 38 ft Width |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | Deck Area |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3161 NILES ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3161 NILES ST 37.5 FT IRR PTS LOTS 3-4 ISAAC FERRIS |
| Legal Subdivision | ISAAC FERRIS |
| Legal Lot Number | 3-4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4900 |
3161 Niles St is owned and occupied by two individuals who bought it in February 2026.
Source: Hamilton County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Feb 19, 2026 | Warranty Deed, Transfer KIMBERLY A BELL TRUST |
| Nov 9, 2022 | Warranty Deed, Transfer · ARM GENERAL ELECTRIC CU |
| Feb 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Nov 9, 2022 · Amount on File |
| Deed Document Number | 202612341 |
| Deed Book / Page | 15606 / 828 |
| Prior Transfer Date | Dec 1, 2016 |
| Prior Transfer Doc | 0000117527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3161 NILES STREE, CINCINNATI, OH 45208-2903 |
| Document Number | 0000027207 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 14366/3188 |
| Instrument | 2021-0027207 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jan 20, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 19, 2026 |
| Property Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Document Number | 0000012341 |
| Book / Page | 15606 / 828 |
| Map Reference | MB 1906 PG 394 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-0012341 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Document Number | 0000012342 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-0012342 |
| Name | KIMBERLY A BELL TRUST |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 9, 2022 |
| Property Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Document Number | 0000104771 |
| Book / Page | 14791 / 1707 |
| Map Reference | MB 12 PG 59 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022-0104771 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Document Number | 0000104772 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022-0104772 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 23, 2021 |
| Property Address | 3161 NILES ST, CINCINNATI, OH 45208-2903 |
| Document Number | 0000022811 |
| Book / Page | 14360 / 2680 |
| Map Reference | MB 12 PG 59 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-0022811 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,865.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 161 NILES STREET, CINCINNATI, OH 45208 |
| Document Number | 0000022812 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021-0022812 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 3161 Niles St was $11,155, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,155.00 (+3.09%) | $181,301 (+%) Land $36,593 Building $144,708 | $518,000 Land $104,550 Building $413,450 |
| 2024 | $10,821.00 (-2.18%) | $181,299 (-) Land $36,592 Building $144,707 | |
| 2023 | $11,062.00 (+17.53%) | $181,299 (+31.02%) Land $36,592 Building $144,707 | $518,000 Land $104,550 Building $413,450 |
| 2022 | $9,412.00 Homeowner's exemption | $138,373 Land $34,703 Building $103,670 | |
| 2020 | $395,350 Land $99,150 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3161 Niles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3161 Niles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures