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3161 N River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 3161 N River Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,032 sqft · built 1930
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Aug 2006)
Tax Bill$1,342 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2020 Refinance
Flood ZoneZone X (minimal risk)
APN7640-17-0336

Property Details

APN / Parcel Number

Primary APN7640-17-0336
Alternative APN
  • 115622

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,032 sqft Heated Area
1st Floor Area1,744 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1988
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area576 sqft
PorchSlab
Porch Area168 sqft
Deck AreaDeck Area
Patio Area618 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address3161 N RIVER RD
CitySYLVA
StateNC
Zip28779-7886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR1
Legal DescriptionN RIVER RD
Legal SubdivisionNORTH RIVER FOR KATHY JAMIE
JurisdictionJACKSON NC
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2033
Census Tract950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3161 N RIVER RD, SYLVA, NC 28779-7886
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2006 · Amount on Record
Deed SaleAug 18, 2006 · Amount on Record
Deed Book / Page1610 / 415
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address3161 N RIVER RD, SYLVA, NC 28779-7886
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023321061
DateApr 19, 2022
Book Page2332/1061
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address3161 N RIVER RD, SYLVA, NC 28779-7886
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022601620
DateFeb 12, 2020
Book Page2260/1620
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalityWebster Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$353,178 (+56.56%) Land $47,810 Building $305,368
2025$1,342.00 (+56.59%)
2023$857.00$225,580 Land $33,910 Building $191,670

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUCKASEIGEE WATER & SEWER AUTH
serves 7,528 people · EPA ID NC0150035
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2025
Treatment failure
resolved · May 2024
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

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