3161 Luke Smith Ave, Morganton, NC 28655 Property Records

Burke County property record for 3161 Luke Smith Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Oct 2018)
Tax Bill	$383 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1770809079`

Property Details

APN / Parcel Number

Primary APN	`1770809079`
Alternative APNs	`1770809069` `47619`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Basement Area	566 sqft
Unfinished Basement	566 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Porch	Patio
Porch Area	228 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3161 LUKE SMITH AVE
City	MORGANTON
State	NC
Zip	28655-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3161 LUKE SMITH AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1014
Census Tract	21302

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3161 LUKE SMITH AVE, MORGANTON, NC 28655-8828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jan 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20182017020557
Deed Book / Page	2369 / 193
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0022720985
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 2, 2018
Property Address	3161 LUKE SMITH AVE, MORGANTON, NC 28655-8828
Document Number	0023690193
Book / Page	2369 / 0193
Instrument Date	Oct 1, 2018
Instrument	2017020557
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 LUKE SMITH AVE, MORGANTON, NC 28655-8828

Mortgage

Document Number	2017020558
Date	Oct 2, 2018
Instrument	2017020558

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jan 3, 2017
Property Address	3161 LUKE SMITH AVE, MORGANTON, NC 28655-8828
Document Number	0022720985
Book / Page	002272 / 000985
Instrument Date	Dec 19, 2016
Instrument	5
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 LUKE SMITH AVE MORGANTON NC 286558828, MORGANTON, NC 28655-8828

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$383.00 (+1.32%)	$43,432 (-) Land $11,368 Building $32,064	$43,432 (-) Land $11,368 Building $32,064
2025	$378.00 (+0.53%)	$43,432 (-) Land $11,368 Building $32,064	$43,432 (-) Land $11,368 Building $32,064
2023	$376.00	$43,432 Land $11,368 Building $32,064	$43,432 Land $11,368 Building $32,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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