Polk County property record for 3161 Kearns Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,915 sqft · built 2008 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Feb 2021) |
| Tax Bill | $3,462 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-27-142049-000380 |
| Primary APN | 23-29-27-142049-000380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,915 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 1,285 sqft |
| Upper Floors Area | 1,630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,708 sqft (0.154 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 257 sqft |
| Street Address | 3161 KEARNS RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK RIDGE AT SUNDANCE PB 137 PGS 35-37 LOT 38 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 27 |
| Legal Subdivision | PARK RIDGE AT SUNDANCE |
| Legal Tract | 142049 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14906 |
3161 Kearns Rd is owned and occupied by two individuals who bought it in February 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3161 KEARNS RD, MULBERRY, FL 33860-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 26, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | Jun 9, 2008 · Amount on File |
| Deed Document Number | 202149193 |
| Deed Book / Page | 11596 / 1827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3161 KEARNS RD, MULBERRY, FL 33860-4506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3161 KEARNS RD, MULBERRY, FL 33860-4506 |
| Document Number | 0000000901 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 13831/1733 |
| Instrument | 2026000901 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 3161 KEARNS RD, MULBERRY, FL 33860-4506 |
| Document Number | 0000049193 |
| Book / Page | 11596 / 1827 |
| Map Reference | MB 137 PG 35 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021049193 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | MILLER TITLE INC, MILLER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 E BEACON RD, 516, LAKELAND, FL 33803-3017 |
| Name | Verified Name |
|---|---|
| Address | 3161 KEARNS RD, MULBERRY, FL 33860-4506 |
| Document Number | 0115961829 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 11596/1829 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 3161 Kearns Rd was $3,462 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,294 (+2.7%) | $320,600 (-5.5%) Land $29,000 Building $291,600 | |
| 2025 | $3,462.00 Homeowner's exemption | $307,979 | $339,273 Land $29,000 Building $310,273 |
| 2023 | $3,765.00 (+2.73%) Homeowner's exemption | $290,582 (+3%) | $353,311 (+25.24%) Land $28,000 Building $325,311 |
| 2022 | $3,665.00 Homeowner's exemption | $282,118 Land $27,000 Building $255,118 | $282,118 Land $27,000 Building $255,118 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3161 Kearns Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3161 Kearns Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures