3161 Hickory Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3161 Hickory Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 875 sqft · built 1968
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (Oct 2024)
Tax Bill$3,126 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-30-22-021.00

Property Details

APN / Parcel Number

Primary APN003-30-22-021.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area875 sqft Finished Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions119 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3161 HICKORY LN
CityERLANGER
StateKY
Zip41018-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYWOOD LOT 31
Legal SubdivisionMAYWOOD
Legal Lot Number31
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract64400

Owner

3161 Hickory Ln is owned and occupied by an individual who bought it in October 2024.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3161 HICKORY LN, ERLANGER, KY 41018-1409
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 9, 2023Warranty Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Jul 5, 2018Warranty Deed, Transfer · FHA Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on File
Deed SaleOct 23, 2024 · Amount on File
Prior SaleMar 9, 2023 · Amount on File
Deed Document Number2024181
Deed Book / Page311 / 189
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3161 HICKORY LN, ERLANGER, KY 41018-1409
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3161 HICKORY LN, ERLANGER, KY 41018-1409

Mortgage

Document Number0005900042
DateDec 4, 2025
Book PageKCM 713/426
Instrument25120405900042
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 9, 2023
Property Address3161 HICKORY LN, ERLANGER, KY 41018-1409
Document Number0005900091
Book / PageKC 216 / 916
Map ReferencePL 648
Instrument DateMar 3, 2023
Instrument23030905900091
Transaction TypeTransfer
Record UpdatedMar 28, 2023
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7044 GRANDEUR PL APT 157, 157, UNION, KY 41091-8231

Transferred To (Grantee/Buyer)

NameVerified Name
Address3161 HICKORY LN, ERLANGER, KY 41018-1409

Mortgage

Document Number0005900092
DateMar 9, 2023
Instrument23030905900092
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 5, 2018
Property Address3161 HICKORY LN, ERLANGER, KY 41018-1409
Document Number0000000287
Book / PageORC644 / 000041
Instrument DateJul 2, 2018
Instrument287
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3161 HICKORY LN ERLANGER KY 410181409, ERLANGER, KY 41018-1409

Mortgage

Document Number291
DateJul 5, 2018
Book Page0C6447/000087
Instrument291
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3161 Hickory Ln was $3,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,000 (-) Land $15,000 Building $222,000$237,000 (-) Land $15,000 Building $222,000
2025$3,126.00$237,000 Land $15,000 Building $222,000$237,000 Land $15,000 Building $222,000
2023$1,662.00$128,000 Land $15,000 Building $113,000$128,000 Land $15,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3161 Hickory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3161 Hickory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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