3161 Co Rd 2700 E, Penfield, IL 61862 Property Records

Champaign County property record for 3161 Co Rd 2700 E, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2000
Lot Size	1.91 acres (83,301 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2025)
Tax Bill	$3,793 (2024)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-29-251-003`

Property Details

APN / Parcel Number

Primary APN	`13-06-29-251-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,688 sqft
Basement Area	672 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	83,301 sqft (1.91 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3161 COUNTY ROAD 2700 E
City	PENFIELD
State	IL
Zip	61862-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PARKS SUB
Legal Range	14W
Legal Township	22N
Legal Section	29
Legal Subdivision	PARKS SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	KERR
Census Block Group	4
Census Block	4111
Census Tract	10400

Owner

3161 Co Rd 2700 E is owned by two individuals who bought it in June 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	161 CR 2700 E, PENFIELD, IL 61862
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GIFFORD STATE BANK
Jun 22, 2020	Deed of Trust, Mortgage · Closed-End Mortgage THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Deed Document Number	20258144
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000020343
Record Updated	Sep 20, 2026

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 16, 2022
Property Address	3161 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9523
Document Number	0000020343
Map Reference	MB CC PG126
Instrument Date	Nov 15, 2022
Instrument	2022R20343
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3161 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9523

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3161 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9523
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023910
Date	Oct 6, 2021
Instrument	2021R23910

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	SAINT JOSEPH, IL 61873

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.07%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3161 COUNTY ROAD 2700 E, PENFIELD, IL 61862-9523
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011176
Date	Jun 22, 2020
Instrument	2020R11176

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 15, 2025

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Kerr Township
Secondary School District	Armstrong Township High School District 225 (09 - 12)
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,960 Land $7,030 Building $57,930	$194,880 Land $21,090 Building $173,790
2024	$3,793.00
2022	$3,342.00 Homeowner's exemption	$52,580 Land $5,690 Building $46,890	$157,740 Land $17,070 Building $140,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3161 Co Rd 2700 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3161 Co Rd 2700 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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