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31600 Ronald Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31600 Ronald Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,594 sqft · built 1958
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Tax Bill$4,880 (2023)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-A-039-L-06-034-0

Property Details

APN / Parcel Number

Primary APN28-A-039-L-06-034-0
Alternative APN
  • H 15

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,064 sqft
Basement Area530 sqft
Finished Basement530 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area212 sqft
Canopy12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31600 RONALD DR
CityWILLOWICK
StateOH
Zip44095-4360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 3 & 4 TRACT 15
Legal SubdivisionBAYRIDGE SUBDIVISION NO 5
Legal Tract15
Legal Block1
Legal Lot Number104
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group1
Census Block1006
Census Tract200400

Owner

Source: Lake County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31600 RONALD DR, WILLOWICK, OH 44095-4360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
CARDINAL CU INC
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
KATHLEEN & DONALD FINKLER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 1987
Deed SaleJun 11, 1987
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address31600 RONALD DR, WILLOWICK, OH 44095-4360
Transaction TypeMortgage
Record UpdatedApr 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005845
DateMar 24, 2026
Instrument2026R005845
Lender
NameCARDINAL CU INC
TypeCredit Union
AddressMENTOR, OH 44060
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 25, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address31600 RONALD DR, WILLOWICK, OH 44095-4360
Document Number0000023789
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31600 RONALD DR WILLOWICK OH 440954360, WILLOWICK, OH 44095-4360

Mortgage

Document Number0000023789
DateAug 24, 2020
Instrument23789
Lender
NameKATHLEEN & DONALD FINKLER
Address10267 KIMBERLY DR, KIRTLAND, OH 44094-9529
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,290 (+44.96%) Land $13,990 Building $54,300$195,110 (+44.94%) Land $39,960 Building $155,150
2023$4,880.00 (+43.7%) Homeowner's exemption$47,110 (-) Land $11,460 Building $35,650
2022$3,396.00 Homeowner's exemption$47,110 Land $11,460 Building $35,650
2021$134,610 Land $32,750 Building $101,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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