3160 Upper Bay Rd, Arcata, CA 95521 Property Records

Humboldt County property record for 3160 Upper Bay Rd, Arcata, CA 95521

Property Summary

Property TypeRural Home
Lot Size4.54 acres (197,762 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (May 2025)
Tax Bill$2,023 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jan 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone A (high risk)
APN507-162-013-000

Property Details

APN / Parcel Number

Primary APN507-162-013-000
Alternative APN
  • 50716213

Exterior

Lot Area197,762 sqft (4.54 acres)

Location & Zoning

Street Address3160 UPPER BAY RD
CityARCATA
StateCA
Zip95521-9690
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAE-60/F,T
Legal DescriptionPAR 2 RS BK 69 PGS 125-127
Legal SubdivisionSURVEY MAP FOR SUN VALLEY
Legal Block2
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group2
Census Block2002
Census Tract1102

Owner

Source: Humboldt County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8377 E HARTFORD DR, 100, SCOTTSDALE, AZ 85255-5686
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2019Deed of Trust, Mortgage
CITIBANK
Jan 17, 2020Grant Deed, Transfer · Commercial Mortgage
CITIBANK NA
Oct 18, 2019Loan Modification, Mortgage
SEACOAST CAP PTRS III LP
Sep 27, 2019Loan Modification, Mortgage · Line of Credit
CIT BK NA
Nov 2, 2017Loan Modification, Mortgage · Conventional Mortgage
SEACOAST CAP PTRS III LP
Nov 2, 2017Loan Modification, Mortgage · Line of Credit
CIT BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2025 · Amount on Record
Deed SaleMay 21, 2025 · Amount on Record
Prior SaleJan 17, 2020 · Amount on Record
Deed Document Number20256550
Prior Transfer DateMay 16, 2025
Prior Transfer Doc0000006550
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3160 UPPER BAY RD ARCATA CA 955219690, ARCATA, CA 95521-9690

Mortgage

Document Number920
DateJan 17, 2020
Instrument920
Lender
NameCITIBANK
TypeBank
Address388 GREENWICH ST # 14, NEW YORK, NY 10013-2362
Agreement
AmountAmount Recorded

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateJan 17, 2020
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Document Number0000000917
Instrument DateDec 31, 2019
Instrument2020-000917
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8377 E HARTFORD DR STE 100, 100, SCOTTSDALE, AZ 85255-5686
InvestorPossibly a Property Investor

Mortgage

Document Number0000000920
DateJan 17, 2020
Instrument2020-000920
Lender
NameCITIBANK NA
TypeBank
AddressNEW YORK, NY 10013
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term419 Months
DueNov 30, 2054
Interest
Rate8.35%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMBOLDT CA
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Document Number0000018093
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000018093
DateOct 18, 2019
Instrument18093
Lender
NameSEACOAST CAP PTRS III LP
Agreement
AmountAmount Recorded

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMBOLDT CA
Recording DateSep 27, 2019
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Instrument DateSep 27, 2019
Instrument16756
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000016756
DateSep 27, 2019
Instrument16756
Lender
NameCIT BK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMBOLDT CA
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Document Number0000021907
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000021907
DateDec 6, 2017
Instrument21907
Lender
NameSEACOAST CAP PTRS III LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMBOLDT CA
Property Address3160 UPPER BAY RD, ARCATA, CA 95521-9690
Document Number0000021899
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000021899
DateDec 6, 2017
Instrument21899
Lender
NameCIT BK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)
Elementary School DistrictPacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,023.00 (+2.28%)$161,673 (+4.04%) Land $123,563 Building $38,110
2024$1,978.00
2023$1,978.00 (+0.46%)$155,397 Land $118,766 Building $36,631
2022$1,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT BAY MWD
private · serves 680 people · EPA ID CA1210013
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

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