Louisa County property record for 3160 Three Chopt Rd, Gum Spring, VA 23065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,920 sqft · built 2020 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Apr 2024) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100 42 |
| Primary APN | 100 42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6806 |
|---|---|
| Street Address | 3160 THREE CHOPT RD |
| City | GUM SPRING |
| State | VA |
| Zip | 23065-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | DB 1948/625 2.00 AC |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MOUNTAIN ROAD |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 950500 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2020 | Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Dec 13, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on Record |
| Deed Sale | Apr 5, 2024 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 20242969 |
| Deed Book / Page | 1948 / 625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Apr 5, 2024 |
| Property Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 001948/625 |
| Book / Page | 1948 / 625 |
| Map Reference | MB 1541 PG 876 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 202400002969 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0001948629 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 1948/629 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 001761/584 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 1761/584 |
| Instrument | 202100005884 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jun 5, 2020 |
| Property Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0000005030 |
| Book / Page | 001677 / 000258 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 5030 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5070 ANGE RD LOUISA VA 230932146, LOUISA, VA 23093-2146 |
| Document Number | 5031 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 001677/000262 |
| Instrument | 5031 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MECHANICSVILLE, VA 23111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Dec 13, 2017 |
| Property Address | 3160 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0000010509 |
| Book / Page | 001541 / 000870 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 10509 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1919 BEDWYN LN MIDLOTHIAN VA 231125518, MIDLOTHIAN, VA 23112-5518 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,300 (+4.88%) Land $59,600 Building $393,700 | $453,300 (+4.88%) Land $59,600 Building $393,700 | |
| 2025 | $3,111.00 (+11.75%) | $432,200 (+18.87%) Land $48,400 Building $383,800 | $432,200 (+18.87%) Land $48,400 Building $383,800 |
| 2024 | $2,784.00 (+1,142.86%) | ||
| 2023 | $363,600 Land $38,600 Building $325,000 | ||
| 2022 | $224.00 | $363,600 Land $38,600 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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