3160 Sawmill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 3160 Sawmill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1960
Lot Size	2.76 acres (120,269 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2026)
Tax Bill	$664 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074 00-095 00`

Property Details

APN / Parcel Number

Primary APN	`074 00-095 00`
Alternative APN	`24253`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	960 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	120,269 sqft (2.76 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24253
Street Address	3160 SAWMILL RD
City	FERRUM
State	VA
Zip	24088-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	TURNERS CREEK
Legal Subdivision	TURNERS CREEK
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1010
Census Tract	20600

Owner

Source: Franklin County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3160 SAWMILL RD, FERRUM, VA 24088-2547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 3, 2025	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Nov 16, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	20261972
Deed Book / Page	1243 / 381
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 31, 2026
Property Address	3160 SAWMILL RD, FERRUM, VA 24088-2547
Document Number	0012430381
Book / Page	1243 / 381
Map Reference	MB 607 PG 1477
Instrument Date	Mar 26, 2026
Instrument	260001972
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3160 SAWMILL RD, FERRUM, VA 24088-2547

Mortgage

Document Number	0260001973
Date	Mar 31, 2026
Instrument	260001973

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 3, 2025
Property Address	3160 SAWMILL RD, FERRUM, VA 24088-2547
Document Number	0006071477
Book / Page	607 / 1477
Map Reference	MB 607 PG 1477
Instrument Date	Oct 3, 2025
Instrument	250006465
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2283 SAWMILL RD, FERRUM, VA 24088-2571

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 16, 2017
Property Address	3160 SAWMILL RD, FERRUM, VA 24088-2547
Document Number	0011001916
Book / Page	001100 / 001916
Instrument Date	Nov 14, 2017
Instrument	7380
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6826 MEADOWLAWN DR NORFOLK VA 235184946, NORFOLK, VA 23518-4946

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$664.00 (+20.95%)	$154,600 (+71.59%) Land $36,200 Building $118,400	$154,600 (+71.59%) Land $36,200 Building $118,400
2023	$549.00	$90,100 (-) Land $29,200 Building $60,900	$90,100 (-) Land $29,200 Building $60,900
2022		$90,100 Land $29,200 Building $60,900	$90,100 Land $29,200 Building $60,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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