3160 Sandy Hook Rd, Street, MD 21154 Property Records

Harford County property record for 3160 Sandy Hook Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,211 sqft · built 2008
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Company Names on Record
Last Sale	$785,000 (Jun 2026)
Tax Bill	$6,194 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-064325`

Property Details

APN / Parcel Number

Primary APN	`05-064325`
Alternative APN	`064325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,211 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	136,778 sqft (3.14 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064325
Street Address	3160 SANDY HOOK RD
City	STREET
State	MD
Zip	21154-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 3.14 AC 3160 SANDY HOOK ROAD LD LIPPERT PT 126/33
Legal Subdivision	LIPPERT
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3000
Census Tract	305200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3160 SANDY HOOK RD, STREET, MD 21154-1807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Jun 22, 2026	Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 22, 2007
Deed Book / Page	17176 / 439
Prior Transfer Date	Jun 18, 2007
Prior Transfer Doc	0074150629
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2026
Property Address	3160 SANDY HOOK RD, STREET, MD 21154-1807
Document Number	1717000451
Book / Page	17176 / 451
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1550 SWEARINGEN DR, BEL AIR, MD 21014-2027

Mortgage

Document Number	1717000451,
Date	Jun 22, 2026
Book Page	17176/451

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2026
Property Address	3160 SANDY HOOK RD, STREET, MD 21154-1807
Document Number	1717000439
Book / Page	17176 / 439
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3160 SANDY HOOK RD, STREET, MD 21154-1807

Mortgage

Document Number	1717000451,
Date	Jun 22, 2026
Book Page	17176/451

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3160 SANDY HOOK RD, STREET, MD 21154-1807
Document Number	0143500470
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 SANDY HOOK RD STREET MD 211541807, STREET, MD 21154-1807

Mortgage

Document Number	0143500470
Date	Dec 22, 2020
Book Page	014350/000470

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,194.00 (+17.18%) Homeowner's exemption	$562,867 (+7.9%)	$604,100 (-) Land $130,700 Building $473,400
2025	$5,286.00 (+10.1%) Homeowner's exemption	$521,633 (+13.81%)	$604,100 (+25.75%) Land $130,700 Building $473,400
2023		$458,333	$480,400 Land $120,700 Building $359,700
2022	$4,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Armstrong, AT&T.

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