3160 River Rd, Ten Mile, TN 37880 Property Records

Roane County property record for 3160 River Rd, Ten Mile, TN 37880

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,488 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2023)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073104K A 03001`

Property Details

APN / Parcel Number

Primary APN	`073104K A 03001`
Alternative APN	`104K A 03001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	394 ft deep x 286 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	510 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3160 RIVER RD
City	TEN MILE
State	TN
Zip	37880-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: KENNETH COLLINS PROP
Legal Subdivision	BAY VIEW
Legal Lot Number	1
Jurisdiction	ROANE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1011
Census Tract	30301

Owner

Source: Roane County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3160 RIVER RD, TEN MILE, TN 37880-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20237748
Deed Book / Page	1937 / 362
Transfer Doc	1424000413
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Recording Date	Sep 10, 2026
Property Address	3160 RIVER RD, TEN MILE, TN 37880-2420
Document Number	0000024600
Book / Page	2050 / 655
Instrument Date	Aug 5, 2026
Instrument	202624600
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 RIVER RD, TEN MILE, TN 37880-2420

Mortgage

Document Number	0000024600,
Date	Sep 10, 2026
Book Page	2050/655
Instrument	202624600

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	3160 RIVER RD, TEN MILE, TN 37880-2420
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 RIVER RD, TEN MILE, TN 37880-2420

Mortgage

Document Number	0020381943
Date	Feb 26, 2026
Book Page	2038/1943
Instrument	18022

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Nov 3, 2023
Property Address	3160 RIVER RD, TEN MILE, TN 37880-2420
Document Number	0001937362
Book / Page	1937 / 362
Map Reference	MB D PG 210
Instrument Date	Oct 17, 2023
Instrument	23007748
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 RIVER RD, TEN MILE, TN 37880-2420

Mortgage

Document Number	0023007749
Date	Nov 3, 2023
Instrument	23007749

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Mar 19, 2018
Property Address	3160 RIVER RD, TEN MILE, TN 37880-2420
Document Number	0001644520
Book / Page	1644 / 520
Map Reference	MB D PG 210
Instrument Date	Mar 15, 2018
Instrument	18001716
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GENESIS REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 RIVER RD, TEN MILE, TN 37880-2420

Mortgage

Document Number	0018001717
Date	Mar 19, 2018
Instrument	18001717

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+2.92%)	$77,550 (+64.91%) Land $12,375 Building $65,175	$310,200 (+64.91%) Land $49,500 Building $260,700
2023		$47,025 (-) Land $9,825 Building $37,200
2022	$1,129.00	$47,025 Land $9,825 Building $37,200	$188,100 (-) Land $39,300 Building $148,800
2020			$188,100 Land $39,300 Building $148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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