3160 N Summers Rd, Imlay City, MI 48444 Property Records

Lapeer County property record for 3160 N Summers Rd, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,352 sqft · built 1972
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-007-010-00`

Property Details

APN / Parcel Number

Primary APN	`009-007-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	370,260 sqft (8.5 acres)
Garage Area	988 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3160 N SUMMERS RD
City	IMLAY CITY
State	MI
Zip	48444-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09 07 804 000 00 FI SEC 7 T8N R12E COM AT SW COR OF SEC, TH N 1343.50 FT TOPT OF BEG, TH N 582.10 FT, TH N 88 DEG 53' 28 E
Legal Range	12E
Legal Township	08N
Legal Section	07
Jurisdiction	LAPEER MI
Township / Civil Division	GOODLAND
Census Block Group	3
Census Block	3029
Census Tract	330000

Owner

3160 N Summers Rd is owned and occupied by two individuals who acquired it in October 2025.

Source: Lapeer County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 17, 2025	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025
Deed Sale	Oct 17, 2025
Prior Sale	Jun 21, 2006 · Amount on File
Deed Book / Page	3483 / 382
Prior Transfer Date	Sep 29, 2025
Prior Transfer Doc	0034830382
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928

Mortgage

Document Number	0033870491
Date	Feb 13, 2024
Book Page	3387/491

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	183 Months
Due	May 1, 2039

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Oct 17, 2025
Property Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928
Document Number	0034830382
Book / Page	3483 / 382
Instrument Date	Sep 29, 2025
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928

Mortgage

Document Number	0003483384
Date	Oct 17, 2025
Instrument	3483/384

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3160 N SUMMERS RD, IMLAY CITY, MI 48444-8928
Document Number	0029080574
Book / Page	002908 / 000574
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 N SUMMERS RD IMLAY CITY MI 484448928, IMLAY CITY, MI 48444-8928

Mortgage

Document Number	0029080574
Date	Jul 31, 2017
Book Page	002908/000574

Lender

Name	PARDA FCU
Type	Credit Union
Address	AUBURN HILLS, MO 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jul 30, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3160 N Summers Rd was $2,080 with a homeowner's exemption, up 3.8% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Goodland Township
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,100 (+9.32%)	$326,200 (+9.32%)
2025	$2,080.00 (+3.84%) Homeowner's exemption	$149,200	$298,400
2024	$2,003.00
2023		$131,500	$263,000
2022	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3160 N Summers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3160 N Summers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AVS Broadband Fixed Wireless	50 / 7
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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