3160 Morrow Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3160 Morrow Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,024 sqft · built 1980
Lot Size	6.83 acres (297,515 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2023)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	May 2023 Sale Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452600923244000`

Property Details

APN / Parcel Number

Primary APN	`452600923244000`
Alternative APNs	`42043` `58282` `60185`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Heated Area
Gross Area	2,992 sqft
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	297,515 sqft (6.83 acres)
Lot Dimensions	1,166 ft deep x 567 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	60185
Street Address	3160 MORROW RD
City	MURPHY
State	NC
Zip	28906-5561
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR MAJOR & FLODDER 1719/374
Legal Phase	512
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2029
Census Tract	930300

Owner

Source: Cherokee County records · APN 452600923244000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87000 OVERSEAS HWY, B25, ISLAMORADA, FL 33036-3110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jul 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20232523
Deed Book / Page	1735 / 837
Prior Transfer Date	Jul 24, 2015
Prior Transfer Doc	01516/0960
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 25, 2023
Property Address	3160 MORROW RD, MURPHY, NC 28906-5561
Document Number	001735/837
Book / Page	1735 / 837
Instrument Date	May 25, 2023
Instrument	2523
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 S WALKERS MILL RD, GRIFFIN, GA 30223-7640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87000 OVERSEAS HWY, ISLAMORADA, FL 33036-3110

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 23, 2022
Property Address	3160 MORROW RD, MURPHY, NC 28906-5561
Document Number	001719/374
Book / Page	1719 / 374
Instrument Date	Aug 10, 2022
Instrument	5529
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 MORROW RD, MURPHY, NC 28906-5561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 MORROW RD, MURPHY, NC 28906-5561

Mortgage

Document Number	001719/381
Date	Aug 23, 2022
Book Page	1719/381
Instrument	5530

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2020
Property Address	3160 MORROW RD, MURPHY, NC 28906-5561
Document Number	0001649/24
Book / Page	1649 / 24
Instrument Date	Jun 17, 2020
Instrument	3460
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3160 MORROW RD, MURPHY, NC 28906-5561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ELLIOTT RD, MURPHY, NC 28906-3915

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00	$196,360 (+14.48%)	$196,360 (+14.48%) Land $36,140 Building $160,220
2023		$171,520	$171,520 Land $36,140 Building $135,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: AT&T.

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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