3160 Eckard Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3160 Eckard Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1986
Square Footage	1,440 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$3,111.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-046916`
Alternative APNs	`6046916` `046916`

Interior

Full Baths	1 Baths
Building Area	1,440 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Logs Exterior
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Porch Area	440 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	046916
Street Address	3160 ECKARD RD
City	WESTMINSTER
State	MD
Zip	21157-3209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 - 1.00 ACS ECKARD RD 26-181 BLACK WALNUTS
Legal Subdivision	BLACK WALNUTS
Legal Lot Number	1
Jurisdiction	CARROLL MD
Minor Civil Division	6, MANCHESTER
Census Blockgroup	1
Census Block	1019
Census Tract	506101

Owner

Source: Carroll County records · APN 06-046916

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3160 ECKARD RD, WESTMINSTER, MD 21157-3209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3160 ECKARD RD, WESTMINSTER, MD 21157-3209
Document Number	0090570183
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 ECKARD RD WESTMINSTER MD 211573209, WESTMINSTER, MD 21157-3209

Mortgage

Document Number	0090570183
Date	Jun 29, 2018
Book Page	009057/000183

Lender

Name	NWSB BANK
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,633 (+2.85%)	$302,500 (+8.54%) Land $140,000 Building $162,500
2025	$3,111.00 (+10.4%) Homeowner's exemption	$278,700 (+11.73%) Land $130,000 Building $148,700	$278,700 (-) Land $130,000 Building $148,700
2023	$2,818.00 Homeowner's exemption	$249,433	$278,700 Land $130,000 Building $148,700

Flood & Wildfire

3160 Eckard Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.